arrFiles=new Array();arrFiles[0]=new Array("http://www.seminutes.com/","Online training seminars, investigation seminars, human resources, by Seminutes.","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Home \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Seminutes offers seminars, professional training classes, corporate training courses, business training workshops, self-improvement and self-help education modules, that address key elements of loss prevention, human resource, customer service, and other business issues-all packaged into special online, downloadable courses that epitomize time management. Seminutes are available for entry position, mid-management, and upper executive levels. What is a Seminute all about? Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time! You have heard it before-probably often-that time is valuable. What is more important is timing. Let \'s illustrate what we mean by taking a workplace issue and establishing an action PLAN to resolve it: P roblem: Suspected Fraud L evel of seriousness: Critical A ssessment of problem: Huge losses! N ext step? Obtain the required knowledge and solutions to resolve the problem—FAST! You already know principle number one: TIME TIME is valuable. BUT Principle number two—TIMING— is even more important: TIMING is everything. First, you know you have little choice but to make the TIME to address the problem. Next, you must have the know-how to resolve the problem. Now if you don \'t, what do you do? You get the know-how! The questions are where and how? And more important, when! Yes, when you get the help is more important. It doesn \'t much help if the solution comes too late! What is the next step? It is best to learn to take care of the majority of work-related problems \"in-house \" or at least take the resolution process to a point where your expertise needs little assistance from an attorney, a consultant, an investigator, or a colleague. How do you do this? Wait for the next seminar that addresses the issue? Well, that could be months. Can you afford to wait for such critical, important, information? That is, can you wait to fit in with the schedule of the seminar that addresses your specific problem or concern? NO! The problem is now , not two months from now when the experts arrive in town! Can you afford to wait that long? Of course you can \'t. You \'ve met the first principle: Time . It \'s the second principle— Timing— that is important . Get TIMELY information today with no charge for personal follow up! Find out more! Call: 888-499-TIME (8463) or e-mail us at Info@Seminutes.com Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us | Privacy & Terms of Use Statements | Sitemap Copyright © 2002 Seminutes - All rights reserved.","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[1]=new Array("http://www.seminutes.com/aboutus.html","Online training seminars, investigation seminars, human resources, by Seminutes. It \'s About Time!","About Us | FAQ | Contact Us | Add to Cart 24 7 365 About Us \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Seminutes will revolutionize the way you respond to workplace issues. Theft, Fraud, Negligent hiring, Wrongful discharge, Discrimination, Sexual harassment, Slander, Malice, Duress, Coercion, etc, etc. They even \"sound \" daunting! In the workplace they all have one thing in common-they are all delicate matters that can lead to lawsuits. And, they can be prevented! With lawsuits on the rise you can \'t afford not to have a systematic, commonsense program to deal with these issues. The information presented in Seminutes was developed by experts through extensive research, practical experience, and literally thousands of hours of field application since 1972. Seminutes are convenient, easy to understand, and most important of all, highly effective. Seminutes address key issues in a very straightforward manner without relying on theories, or having to resort to long-winded discussions. The principles taught in Seminutes are general enough to apply to every type of business , yet specific enough to provide you with real solutions. Seminutes will teach you how to deal with unanticipated problems of every kind. You \'ll also learn how to properly apply specific knowledge and proven techniques to resolve unpleasant situations. It \'s About Timing … Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[2]=new Array("http://www.seminutes.com/contact.html","Online training seminars, investigation seminars, human resources, by Seminutes How to Contact Us","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Contact Us \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Contact us via e-mail at: Info@Seminutes.com Call us by telephone at: 763-572-1234 or Toll Free 877-226-6228 Reach us via FAX at: 763-576-4590 Mail us at: Loss Prevention 3325 140th Ave. NW Minneapolis, MN 55304 Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[3]=new Array("http://www.seminutes.com/faq.html","Online training seminars, investigation seminars, human resources, by Seminutes. The FAQ \'s","About Us | FAQ | Contact Us | Add to Cart 24 7 365 FAQ \'s \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- 1. What is a Seminute? In simple terms, a Seminute is a Seminar minus the \"fluff \" and \"filler \" that makes them long and complex. They are the \"meat \"—the most important substance of a particular topic. They \"get to the heart of the issue, \" or \"to the bottom line, \" or \"to the point! \" 2. Can I copy a Seminute without copyright violation? Yes. Once you download the Seminute, you may make as many copies of it as you need. Since the material is revised and updated periodically, you may want to check back for the newest version. Updated versions will display the revision date for reference. Not having to pay for materials per pupil or attendee can save you hundreds—if not thousands—of dollars. 3. Can I obtain additional help with a Seminute at no additional cost? Absolutely! Ask your next seminar presenter if you can call him or her for follow-up help and see what answer you get. If you have a question, you simply email or call our toll-free number—that \'s it! In addition, if you are a CCI member, you receive FREE expert consulting! 4. How long is a Seminute? Seminutes can be taken in 30 to 45 minutes, or less. They are easy to read and comprehend, and since they offer only the most substantive information on the particular topic, the employee doesn \'t waste or spend a lot of time reviewing unnecessary or unsuitable material. 5. What are the benefits of membership ? LOTS of FREE and DISCOUNTED products and services that include expert consultation, training, locked in memberships for life, enhanced benefits, and more. You must visit www.PreventLoss.com to gain a thorough understanding of what is available to a member. 6. Why are Seminutes separated into various categories? Some of the information is applicable to certain levels of responsibility. For example, the material on Investigation and Interrogation should not be made available to a new hire or someone who is not responsible for areas that would include these sensitive topics. Some information is considered \"classified. \" 7. How can I make sure the employees \' are getting the most from the Seminute information? You may develop your own criteria as to how you want to administer and monitor Seminutes. For example, you could make it mandatory that the employee completes the Seminute and return it within a certain period of time. If you do, you would have to pay the employee their normal wages since you are requesting that he or she partake in a company-training course. Generally, training time for current employees is considered within the \"hours worked \" definition under the Fair Labor Standards Act. As Ben Franklin once said, \"An investment in knowledge pays the best interest. \" Since a Seminute takes between 30 to 45 minutes on the average to complete, isn \'t it worth the time to make sure your employees are well equipped with special knowledge about their responsibilities as employees? You could offer an incentive such as a gift certificate or a recognition breakfast or some other type of award for obtaining a high score. Use your imagination—a smart employee is worth the effort! Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[4]=new Array("http://www.seminutes.com/addtocart.html","Online training seminars, investigation seminars, human resources, by Seminutes Pricing and Terms","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Add To Cart \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Seminutes are priced as follows: Select Entry Level Is it worth your career? Customers: Who needs \'em! Shoplifting: Greet or Chase? Stop, Look, Listen! Mid-Management Outerviewing/Innerviewing Ready, Aim, Hire! Ready, Aim, Fire! Make Decisions, Not Excuse s Potato Chips and Fraud S.O.L.I.D. Loss Prevention Policy Upper/Executive George or Pinocchio? Analyzing Behavior Out-of-body experience Courtroom Boot Camp True Confessions Theme based interview: THEMainExcuse Peeling the onion, without tearing the skin Interrogation: The gentle art of interviewing Tools Frontline™ Insight: Perception is Reality! Member \'s Online Self Improvement Test 20/20 Foresight Library Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[5]=new Array("http://www.seminutes.com/testimonials.html","Online training seminars, investigation seminars, human resources, by Seminutes. Testimonials!","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Testimonials \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- \"The one program no manager or owner should do without. \" - Liquor Warehouse \"These courses provide clarity on critical legal issues. Their common sense approach prevents you from acting impulsively by forcing you to think of the consequences. \" - City of Robbinsdale \"The seminars presented new ways to think in areas where we \'re not experts. Now, we are better organized and can provide more specific information on loss prevention to our restaurant managers. \" - North Central Food Systems \"These seminars provide 20/20 foresight! \" - Western International Trading Co. \"The seminars have provided us with valuable insight and information relating to the changing needs of Human Resources Management. I highly recommend them. \" - Burger King \"A lot of topics. Well organized. Clear and informative. These seminars get 4 stars from me!! \" - Erickson \'s Diversified Corporation \"We recently had a theft in one of our stores. Had I known then what I know now, I would have handled the situation much differently and undoubtedly received a more positive result. \" - Hardee \'s \"Insightful and thought-provoking. The seminars are well laid out and easy to reference. They will open your eyes to an unbelievable aspect of your business. \" - Electric Fetus Music \"With my risk management background, I immediately saw the benefits of proactive loss prevention. The seminars have helped me take our communication skills to a new level-now we listen with open eyes as well as ears! \" - United Entertainment Corporation - SAMPLE Clients - Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[6]=new Array("http://www.seminutes.com/pricingterms.html","Online training seminars, investigation seminars, human resources, by Seminutes. Pricing and Terms","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Pricing/Terms \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Seminutes are priced as follows: \"I wish I would have known this information BEFORE! \" The above statement is the number one response we have heard back from the hundreds of companies that have benefited from our information! *Our 20/20 Foresight library consists of all 18 Seminutes, plus the Online test, and the 60-day Frontline Insight—at an additional 10% discount off the already low price! ALL for the cost of sending just one person to an all day seminar! Unlike conventional Seminars that charge per employee that attend, you can \"send \" as many employees to a Seminute that you want. How? It \'s simple. You Click and Copy! You can download a Seminute, copy it and hand it out to as many participants as you like. You add up the savings! Remember, Seminutes are specifically designed to provide the \"meat \" of the topic —the important stuff! This is the information that the employee NEEDS TO REMEMBER! All day seminars often leave the attendee full of coffee, cookies, and some good information—but so much that the employee has a difficult time applying it, let alone remembering it all. Also keep in mind that it is the timing of knowing and applying important information that will be productive. That is what Seminutes are all about— getting you the information you need— WHEN you need it; not when it is too late! Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[7]=new Array("http://www.seminutes.com/links.html","Online training seminars, investigation seminars, human resources, by Seminutes. Hire the Best, Avoid the Rest!","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Links \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Below are links to sites that will help your business. Corporate Combat™ has been detecting and preventing business loss since 1972 . CCI specializes in asset recovery and retention and have the credentials and track record to prove their effectiveness. Corporate Combat www.PreventLoss.com Imagine calling your attorney, business consultant, or accountant, and asking him or her to charge you a small, flat fee no matter how many times you call and request their expert advice and opinions. In addition, imagine them discounting their other offerings as well. The program is not imaginary —it is real and it will pay for itself— many times over! The average return on investment for Corporate Combat \'s 12 month program has been LESS THAN 3 MONTHS!! Pro-Action Network www.Pan-Inc.com Pro-Action Network develops and implements customized loss prevention/human resource products designed to help a company minimize its risk of theft, fraud, and other workplace abuses. You CAN: Hire top quality applicants Reduce employee turnover Enhance employee morale Reduce theft Minimize personnel problems Improve profits by reducing hiring costs Remember: Hire the best...AVOID THE REST! Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[8]=new Array("http://www.seminutes.com/seminutes.html","Online training seminars, investigation seminars, human resources, by Seminutes. Perfect Timing!","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Seminutes \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Knowledge, Techniques, Tips, and Strategies delivered when you need them —not when it is too late! Seminute Training Modules Entry Level Is it worth your career? Customers: Who needs \'em! Shoplifting: Greet or Chase? Stop, Look, Listen! Mid-Management Outerviewing/Innerviewing Ready, Aim, Hire! Ready, Aim, Fire! Make Decisions, Not Excuses Potato Chips and Fraud S.O.L.I.D. Loss Prevention Policy Upper/Executive George or Pinocchio? Analyzing Behavior Out-of-body experience Courtroom Boot Camp True Confessions Theme based interview: THEMainExcuse Peeling the onion, without tearing the skin Interrogation: The gentle art of interviewing Frontline™ Insight: Perception is Reality! Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[9]=new Array("http://www.seminutes.com/members.html","Online training seminars, investigation seminars, human resources, by Seminutes. Members page","About Us | FAQ | Contact Us | Add to Cart 24 7 365 MEMBERS \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Seminutes has collaborated with Corporate Combat, Inc. and Pro-Action Network to offer very special prices and benefits that can only be obtained through membership. There is a reason why it is commonly quoted that \"Membership has its privileges . \" Memberships offer discounts, free features, additional benefits, and a community of business professionals that have common interests and needs. As a result, Annual Members of Corporate Combat receive materials offered by Seminutes discounted (up to 100%)! To learn more about becoming a member of Corporate Combat, feel free to visit their site at www.PreventLoss.com . Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks and Seminutes! | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[10]=new Array("http://www.seminutes.com/forms.html","Online training seminars, investigation seminars, human resources, by Seminutes. Forms That Work!","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Forms \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Policy Theft Interview Promissory Shoplifting Non-Custodial MANY OTHERS! Appropriate forms are included with Seminutes! Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[11]=new Array("http://www.seminutes.com/freemonthlydrawing.html","Online training seminars, investigation seminars, human resources, by Seminutes. Free Newsletter!","About Us | FAQ | Contact Us | Add to Cart 24 7 365 FREE Newsletter \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Free Monthly Newsletter delivered to you via e-mail. Register below. Please keep in mind that, like you, we are also busy and do not have the time to fill your mailbox, or phone time, with \"junk \" or irrelevant material. If you do ever hear from us, we promise that what we have to say will be important! E-mail Address: Name: Title: Company Name: Address: City: State: ZIP/Postal Code: Phone Number: Fax Number: How did you learn about Seminutes?: OUR PROMISE TO YOU! We at Seminutes value your trust in us, and your time, and will never abuse your personal information. Your information will not be sold, traded, auctioned, bartered, or in any other manner provided to any third party! Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[12]=new Array("http://www.seminutes.com/tests.html","Online training seminars, investigation seminars, human resources, by Seminutes. On-line self improvement tests.","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Online Tests \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Are you thinking about becoming an \"Internal Fraud Investigator? \" Or, are you looking for someone among your existing employees who might have the \"makings \" of a good investigator? These tests can help. They are private, and only the person taking the test knows the answers and what he or she needs to do to improve their knowledge. Members receive results PLUS analysis! 1. Employee theft is a critical problem. Yes No 2. Sometimes it is necessary to make a deal with a thief to get him or her to cooperate. Yes No 3. Opportunity and motive must be present in order for an act of theft or fraud to occur. Yes No 4. Peer pressure is a primary reason young employees steal. Yes No 5. Of the factors that motivate an employee to become dishonest, need or desire are the easiest to recognize and control. Yes No 6. Physical controls (mirrors, cameras, guards) are better than social (shame) or legal (prosecution) controls in deterring theft and other deviant activity. Yes No 7. The dissatisfied employee is found to be more frequently involved in theft or fraud. Yes No 8. Being truthful is an effective way of interviewing a suspected thief. Yes No 9. In the long run, dishonest employees will evolve into honest employees. Yes No 10. Theft is a primary reason for business failure. Yes No 11. Most thieves must have the silent consent of at least some of their co-workers to engage in their dishonest activities. Yes No 12. Knowing one would be terminated for theft seems to have the strongest influence on such behavior. Yes No 13. Nervousness is one of the most common symptoms exhibited by dishonest employees. Yes No 14. It is unrealistic to believe that a thief would confess to their wrongdoings. Yes No 15. Thieves view themselves as average people in a world that is basically dishonest. Yes No 16. Severity of punishment is most prominent in shaping employee behavior. Yes No 17. A thief should be interviewed the moment they are suspected of stealing. Yes No 18. Shoplifters steal more from companies than employees do. Yes No 19. A significant amount of business loss is attributable to dissatisfied customers. Yes No 20. There is nothing you can do to prevent some employees from stealing. Yes No 21. In order to prove that an act of theft occurred you must show that the employee needed the stolen property. Yes No 22. It is necessary to show that an employee intended to steal in order to prove guilt. Yes No 23. It has been found that the older, rather than the younger, employee is involved in theft on a more frequent basis. Yes No 24. Younger employees have more to lose if caught stealing, than older employees, since they are just beginning their careers. Yes No Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[13]=new Array("http://www.seminutes.com/reminders.html","Online training seminars, investigation seminars, human resources, by Seminutes. Reminders!","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Reminders \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- Most Seminutes come with a reminder that can be inserted into the employee \'s paycheck envelope or into a newsletter to remind them of the Seminute they completed. This \"tickler \" helps to keep them in remembrance or \"in focus \" of the importance of the Seminute topic. Sample Customer Service Reminder Customer Service Seminute Whatever Customer Service is, most people will say they know it when they see it or experience it. Customer service, whether good or bad, exists whenever there is customer contact or a \"moment of truth. \" We know it when we go into a department store and get ignored, or treated as if we are bothering the employee. We feel it when we go to a restaurant and the staff \'s priority is with each other and not their customers. We sense it when we go into a governmental office to ask a question and we receive cold, evasive responses. But these are examples of what customer service is NOT, not what it is. First, look at the two words: Customer and Service. When the two come together there are two possible outcomes: they can form a collision that will leave the customer frustrated and angry , or it can be a comfortable meeting of someone who cares, leaving the customer satisfied and pleased . The company is either in touch or out of touch with their customer. One definition: Customer Service is any contact, whether active or passive, between a customer and a company, that causes a negative or positive perception by a customer. The perception will be influenced to be either positive or negative by the customer \'s expectations of the experience having been met, exceeded or disappointed. Unfortunately, Customer Service is so rare these days that it could be a tremendous competitive advantage for any company willing to understand and develop the tools necessary to unleash it. It is amazing that Customer Service is utilized so little when the effects are so remarkable! Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","self-improvement, professional, professional training classes, corporate training courses, business, business training workshops, software training, troubleshooting, school, human resources, computer training, trainers, training, learning, education, career, classes, workshops, self-help, non-profit, university, onsite training, seminars, continuing education, lifelong learning, seminar companies, skills, college, management, school, computers","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[14]=new Array("http://www.seminutes.com/sitemap.html","Online training seminars, investigation seminars, human resources, by Seminutes. Site Map","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Site Map \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- aboutus.html addtocart.html contact.html faq.html forms.html freenewsletter.html index.html links.html members.html pricingterms.html reminders.html seminutes.html sitemap.html statements.html testimonials.html tests.html Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us | | entry2 | entry3 | entry4 | entry5 |","null","null","");arrFiles[15]=new Array("http://www.seminutes.com/statements.html","Online training seminars, investigation seminars, human resources, by Seminutes. Terms of Use Statements","About Us | FAQ | Contact Us | Add to Cart 24 7 365 Statements \"An Investment in knowledge pays the best interest. \" Benjamin Franklin -- We can be reached via e-mail at: billurban@corporatecombat.com You can reach us by telephone at: 763-572-1234 Other Items Forms Reminders! Sample Seminute Sample Online Test FREE Newsletter Free Background Checks | Home | About Us | FAQ | Contact Us |","null","Seminar: a class or tutorial. Minutes: to take note or record. Seminutes: to take notes or record of specific tutorials or classes in a unique timesaving format! We are about time. Saving time that is-your time!","");arrFiles[16]=new Array("http://www.corporatecombat.com/","Corporate Combat","Welcome to Corporate Combat™ Corporate Combat™ has been detecting and preventing business loss since 1972. We specialize in asset recovery and retention and have the credentials and track record to prove our effectiveness. This site offers you a review of the essence of Corporate Combat™ and provides prices, benefits, features, and a \"side-by-side \" comparison of programs to help you in your decision-making process. Imagine calling your attorney, business consultant, or accountant, and asking him or her to charge you a small, flat fee no matter how many times you call and request their expert advice and opinions. In addition, imagine them discounting their other offerings as well. We actually posed this scenario in several seminars and received a hearty laugh every time. Well, we don \'t think it is really all that funny. That is why we are inviting you to join a unique and extraordinary program. The program is not imaginary --it is real and it will pay for itself-- so there is no reason not to join! Whether you are looking to conduct background checks , or you require consulting on sensitive issues such as fraud investigations or termination strategies, Corporate Combat™ can help you fast, easy, and very economically. Please keep in mind that we must set a limit on free consulting, discounts, and free Internet features. Why? It doesn \'t make good business sense to give away things for free to everyone, and the free features are not just for a \"limited time only \"-they are for the LIFE of the membership. We are recognizing those who enlist early with a member status of a \" Five-Star General \" (FSG \'s get all the free stuff.) This truly is a first-come, first-served opportunity. FSG membership positions are being filled quickly. If you have any questions about Corporate Combat, Inc., or would like to know how to become a member, call toll-free 1-877-226-6228 (1-USS-C-COMBAT). Home | About | Benefits | Products | FAQ \'s | Become A Member | Non-Members 5-star generals | Other Pricing | Guarantee | Search Types | Frontline | Rations Statistics | Confessions | Newsletter | Meet V.I.C. | TOUR Site | Free! Free! We are looking forward to you joining other members who \"Use the Site & Win the Fight!™ \"","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[17]=new Array("http://www.corporatecombat.com/searches.html","Background checks of all types, includes descriptions, free and discounted.","(See FAQ \'s About Background Checks ) Click on any search for a complete description Click here for background check pricing for non-members Click here for background check pricing for MEMBERS Express Employment.......... Credit MultiSearch/County Criminal Driving Record Education Verification Employment Verification Personal Reference Verification License Certification Advanced Employment....... Federal Criminal Federal Civil International Criminal International Driving SS Number Verification/Trace Sexual Offender Workers \' Compensation Business Searches............. Business Credit Report Small Business Report Corporate Search Fictitious Business UCC SEC Filings International Business Report Licenses & Certifications.... Federal Exclusion Concealed Weapons Permit Medical License Verification Controlled Substance Medicare Exclusion Lawyer Background Physician Background FAA Pilot Incidents Check FAA Mechanic License Check Personal Identification....... People Locator Birth Certificate Report Date of Birth Death Certificate Marriage License Personal Assets.................. Mortgage Search Real Property Vehicle Registration License Plate Ownership Boat Registration FAA Aircraft Registration Civil Searches.................... Bankruptcy Official Records Index Tax Lien Probate Civil Lower or Civil Upper Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[18]=new Array("http://www.corporatecombat.com/nav.html","Corporate Combat - Employee Theft","To STOP the text from moving, place your cursor anywhere within this box. ********** 30% of all businesses fail as a result of employee theft. (Source: U.S. Dept. of Commerce) ********** Corporate Combat \'s Background Checks contain fresh and updated information. They are supported by the EEOC. And, they are group discounted to our members! ********** IT \'S HERE! 1-888-888-8-FIX ********** Corporate Fraud! 1-888-888-8-FIX ********** Hiring Solutions! 1-888-888-8-FIX ********** Seminars! 1-888-888-8-FIX ********** FIX it! 1-888-888-8-FIX Corporate Combat has the products and services that will FIX your loss prevention problems! ********** FACT: 30% of employees steal! (Source: The Silent Partner study since 1972) ********** FACT: $3,200 to $4,500 The amount of cash and merchandise the average dishonest employee steals in one year . (Source: The Silent Partner study / The Report to the Nation) ********** FACT: 75% of internal theft goes undetected. (Source: \"How to Identify Dishonesty Within Your Business \") ********** \"Use the Site...Win the Fight! \" ********** FACT: If you deter just ONE dishonest employee during the entire year, the Corporate Combat program will have paid for itself three to four times over! THAT’S JUST ONE DISHONEST EMPLOYEE! ********** Confession: During the last nine months of my employment with XYZ, Inc. I have stolen approx. $8,000 in cash. I stole by... (Stylist/Assistant Manager – employed 3 years) ********** Confession: I didn’t steal to hurt ****** or the company. ***** has been the best boss anyone could have…This has been happening for at least 4 to 5 years. I don’t know for sure. I realize I stole a lot of money—somewhere between $10,000 to $20,000. (Assistant Manager – employed 7 years) ********** Testimonial: When the police came to arrest the thief, they asked incredulously, \"How did you ever get a signed confession ? \" The answer was “Corporate Combat.” - Columbus, Ohio ********** Testimonial: \"Corporate Combat offers a systematic approach to resolving sensitive workplace issues such as theft. It is the right system, at the right time, at the right price. \" - St. Louis, Missouri ********** Testimonial: \"Some choices make sense. Choosing to become a member of Corporate Combat makes a lot of sense! \" - Vice President HR, Great Clips, Inc. ********** SPECIAL! Ask about our special member fees for franchise operations! ********** FREE! Start receiving the Combat Journal. This free newsletter is delivered once a month, providing timely tips and answers to loss prevention issues!","null","null","");arrFiles[19]=new Array("http://www.corporatecombat.com/main.html","Corporate Combat, leading providers of background checks and locating missing people.","Click the play button to hear a brief message! (If you don \'t hear the audio, make sure you have Flash 6 installed.) Corporate Combat™ shows you how to prevent employee theft through the legal and proper use of criminal background checks, free access to public records search, implementing employee hotline programs, and a lot more! When we say a lot more, we mean it! Corporate Combat™ is a Minnesota based loss prevention company providing our products and services to a national audience. We have been detecting and preventing business loss since 1972 by helping clients conduct background checks, investigations, as well as providing them with consulting and training through one of our Certified Fraud Examiners, or a CFE. We specialize in asset recovery and retention and have the credentials and track record to prove our effectiveness. We have interrogated more than 2,000 dishonest employees, resulting in 99.96% of them providing detailed, handwritten, confessions. Imagine calling your attorney, business consultant, or accountant, and asking him or her to charge you a small, flat fee no matter how many times you call and request their expert advice and opinions. In addition, imagine them discounting their other offerings as well, or directing you to free criminal record checks. We actually posed this scenario in several security seminars and received a hearty laugh every time. Well, we don \'t think employees with criminal records are really all that funny. That is why we are inviting you to join a unique and extraordinary program . The program is not imaginary --it is real and it will pay for itself-- so there is no reason not to join! Whether you are looking to conduct background checks , need pre-employment screening, or you require consulting on sensitive issues such as fraud investigations or termination strategies, Corporate Combat™ can help you fast, easy, and very economically. Through our unique residence history search process, you can locate missing people, or pinpoint exactly where to conduct a criminal history or court records search. Please keep in mind that we must set a limit on free consulting, discounts, and free Internet features. Why? It doesn \'t make good business sense to give away things for free to everyone, and the free features are not just for a \"limited time only \" -they are for the LIFE of the membership . We are recognizing those who enlist early with a member status of a \" Five-Star General \" (FSG \'s get all the free extras.) This truly is a first-come, first-served opportunity. FSG membership positions are being filled quickly. If you have any questions about Corporate Combat, Inc., or would like to know how to become a member, call toll-free 877-226-6228 (USS-C-COMBAT). We are looking forward to you joining other members who \"Use the Site & Win the Fight!™ \" Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, background checks, background check, criminal background check, criminal record, public records, hotline, employee hotline, employee theft, employee theft prevention, pre-employment screening, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[20]=new Array("http://www.corporatecombat.com/annualmembers.html","Corporate Combat","Annual Members Annual Five Star General Benefits Five Star General (FSG) defined: Any entity that subscribes as an Annual Member during the Special Offer invitation*. *Only 10% of those who join will become a FSG. FSG \'s will be selected on a first-come, first-served basis to this unique and special one-time offer. Number of FSG \'s will be based on projected membership capacity. Up to 20% discount for on-site investigative, training and consulting services, and equipment (i.e., closed circuit television - CCTV.) 34% discount on pre-employment tools. Annual Membership fee locked-in for life - Guaranteed! Annual Member will never be subject to a member fee increase as long as current membership remains in good standing. Automatic 10% discount on background checks. EXPRESS SEARCH is discounted for FSG \'s. *EXPRESS SEARCH was designed for those \"In a hurry and don \'t have the time \" moments. EXPRESS SEARCH service permits CCI to conduct a background check on member \'s behalf exercising the most cost effective and thorough search methods available, while adhering to strict legal and ethical standards. Unlimited Free off-site expert consultation* (i.e., telephone.) *Consultation pertains to those modules offered through Corporate Combat™. CCI, nor any of its representatives, will offer or render expert legal advice or opinions outside the scope of the CCI modules. Every 12th month free. FRONTLINE™ is a proactive reporting tool, via the Internet, that is used by employees, as well as customers of member companies, to report violations, concerns, suggestions, etc., in an anonymous manner. The service is also used to provide reports of a positive nature. The reports are sent immediately to your secure Corporate Combat™ site for review. FRONTLINE™ is FREE to Annual members. FSG can also earn additional discounts based on site usage called \" Rations™ . \" Rations™ are available to annual members only. Rations™ can be applied the same as money towards background checks or annual membership renewal. Rations™ have to be replenished once applied. A FSG whose membership lapses or who quits will be allowed 30 days to re-enlist without losing their FSG status, and pertinent benefits, as long as member fees are brought current, and their membership is in good standing. If you have any questions about membership please call toll-free 877-226-6228 (USS-C-COMBAT) Five Star General GUARANTEE! If you can find any comparable service- on the Internet or in \"Brick & Mortar \" -that provides what CCI does for less your membership is FREE-for life!! Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[21]=new Array("http://www.corporatecombat.com/about.html","Security consulting, training, CFE, and investigation services.","Enlist in Corporate Combat™ and you will gain access to your own virtual loss prevention command center complete with on-line consulting, training, and investigation services. These services will provide employers with thousands of solutions to fight all types of fraud and deceit. Profit from proven results! Our experience has resulted in programs that: are used in over forty different industries. are based on facts; not on theories or hypothetical situations. provide sound, practical, expert advice and positive action. have resolved thousands of internal and external fraud issues resulting in hand-written confessions* totaling millions of dollars in losses. (*Includes over 1,000 consecutive hand-written confessions, with an overall hand-written confession rate of 99.99%!) CORPORATE COMBAT™ was established by experts through extensive research, practical experience, and literally thousands of hours of field application. The result is a loss prevention arsenal ready to deploy and use at your command! Enlistment in CORPORATE COMBAT™ will enable you to access your own virtual loss prevention command center complete with on-line consulting and training services. These services provide employers with thousands of targeted solutions to fight all types of fraud and deceit. IMAGINE … 24 hours a day, 7 days a week, 365 days a year YOUR OWN virtual: Private Investigator… Security Consultant… Loss Prevention Trainer… Certified Fraud Examiner**… CCI operations are overseen by a Certified Fraud Examiner and other experts in the field of loss prevention. A Certified Fraud Examiner is a specialist in the detection and/or deterrence of a wide variety of fraudulent conduct-from discovering employees or executives who misappropriate company assets to assisting investors who are defrauded in the course of commercial transactions. All CFE \'s must meet the rigorous criteria for admission to the Association of Certified Fraud Examiners. Historically, only one in five candidates passes the examination of the first attempt. Thereafter, they must exemplify the highest moral and ethical standards, and must agree to abide by the bylaws of the Association and the Certified Fraud Examiner Code of Professional Ethics. A Certified Fraud Examiner is responsible for resolving allegations of fraud; obtaining evidence; taking statements and writing reports; testifying to findings; and assisting in the prevention and detection of fraud. Certified Fraud Examiners are employed by most major corporations and governmental agencies in the United States, as well as by similar organizations throughout the world. CFE \'s are also utilized in the private sector where they provide investigative and consulting services to law firms, business enterprises, and others in the areas of litigation support, fraud investigation, and fraud prevention. The mission of the Association of Certified Fraud Examiners is to reduce the incidence of fraud and white-collar crime, and to assist the Membership in its detection and deterrence. \"Certified Fraud Examiners have an edge. \" (U.S. News & World Report.) Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[22]=new Array("http://www.corporatecombat.com/benefits.html","Interrogations, interviewing, loss prevention policies, and reducing employee turnover.","Get quick, effective loss prevention solutions. Corporate Combat \'s Virtual Investigative Consultant (V.I.C.) will assist you in resolving loss prevention issues in a quick and efficient manner. Interpret body language & unmask deception. Learn how and why people exhibit certain behaviors. Heighten your awareness and detect deception that is often associated with fraud. Investigate fraud with pinpoint accuracy. Develop strategies and avoid common mistakes such as overreaction, premature confrontation, insufficient evidence, invasion of privacy, and entrapment. Respond to problems appropriately & legally. When do you confront a suspected thief? How do you deal with the employee with an attitude problem? These, and hundreds of other sensitive issues, need to be handled by the book. Conduct productive integrity interviews. There are twelve critical elements that must be understood and applied in order to consistently conduct legal, successful, integrity interviews. Reduce employee turnover. Keep honest employees honest and rid yourself of those who poison the work environment with their poor attitudes and corrupt behavior. Build an aware & honest workforce. Hiring honest and reliable employees is what every business desires, but few practice due diligence in the selection process where these qualities are evaluated. Learn to hire the best and avoid the rest through proven \"right-hire \" techniques and pre-employment tools. Avoid time-consuming pitfalls & barriers. Apply the simulation techniques that the experts use. Experts are what they are because they practice before they apply. The application becomes their experience for tomorrow. Engage in \"out-of-the-box \" thinking. Corporate CombatTM gives you targeted solutions to loss prevention problems while allowing you the freedom to adjust the resolution process to your own style. You \'ll learn to \"think on your own \" and come up with creative, appropriate, and legal solutions. Develop legal & effective policies. Do your employees really understand your company \'s policies and procedures? Are they outdated? Are they discriminatory? Are they illegal? Are they biased? Apply sure-fire termination strategies. When is the best time of day to terminate an employee? What is the best day? Where is the appropriate place to conduct the termination? How can you avoid wrongful discharge? Learn about courtroom tactics & procedures. Learn general tips regarding the tactics and techniques used by attorneys to \"trip you up. \" You will also learn how to provide clear and convincing testimony. Virtual Investigative Consultant: V.I.C. provides targeted solutions for loss prevention issues. Click Here For More... Access to background checks: Analyze the applicant and make informed hiring decisions. Click Here For More... RATIONS™ Where you get paid each day you visit your site! Credits can be applied toward background checks and/or Annual Membership renewal. Click Here For More... Case Profiling: Prioritize, analyze, and keep track of current [fraud] cases. Conforms to Personal Usage: Corporate CombatTM is in \"harmony \" with your style of business. Personal Library: Build your own Corporate CombatTM reference library. Virtual Pocket Field Book: Your Corporate CombatTM \"top-secret \" diary. Fully Secured: You receive state-of-the-art protection of vital data. Confidential Password Access: CPA and a Digital Certificate Identification for added security. High Speed Access: No bottlenecks! You get information when you need it. Updated Daily: You receive up-to-date \"fresh \" information. Industry News & Tips: Information to keep you alert and informed. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[23]=new Array("http://www.corporatecombat.com/faq.html","Accessing court and public records in Minnesota and United States.","(See Background Check Descriptions ) How does CCI obtain their information? Our comprehensive information retrieval network allows us to access public records data located throughout the United States as well as Internationally. Corporate Combat™ accesses courts directly in order to obtain the most current and up-to-date information available. All search requests are processed by a Professional Research Specialist responsible for the jurisdiction where your request must be serviced. Does CCI offer the lowest prices anywhere? Yes and No. There are numerous companies that offer background checks at prices that are very, very low. These are background checks that are considered \"indexed, \" or outdated/archived information. CCI will never provide index information for criminal records. Index \'s are databases of stored criminal information that are generally 30 - 90 days old. Our information does not come from a database or name index, which are only periodically updated. We pull the records directly from the case file at the courthouse that gives you up-to-the-minute information. Therefore, our prices are likely higher than some of our \"competitors. \" It is not our desire to provide inaccurate or inadequate information on arguably the most important decision a business will make: Hiring the best candidate, or Investigating serious violations such as fraud. It is not our desire to get our clients sued-nor to be named in a lawsuit! NOTE: The price difference in bad information vs. good information is typically less than $10 -$15. Compare this investment with the cost of just one meeting with an attorney because someone was trying to \"cut corners \" to save a buck. Plus, once the RATIONS™ are applied, CCI in all probability does offer the lowest prices-even when compared against the \"bargain basement \" data. Do I have a right to perform a background check on a potential employee? You not only have a right, but an obligation to yourself, your business, and other existing employees who desire a safe and honest work environment. We are each a product of our past. The collection of experiences-good and bad-that define our past do not necessarily determine our future. However, a person \'s background does clearly influence what he or she can and will become. Therefore, an employer has an obvious need to know fundamental facts in an applicant \'s background that may play a role in their future. The goal is to find individuals who will be best suited for the jobs the company offers. This takes input from a variety of sources, including background investigations. The second reason pre-employee screening is so important is the very real threat of liability employers face under the legal doctrine of \"negligent hiring. \"	An employer was once held generally liable only when a wrong was committed while acting within the scope of employment. It is now recognized that the employer may also be liable for acts of the employee outside the scope of employment, if a connection can be shown between the injury and the employment of the individual in question. Courts are now accepting the premise that some facts in employees \' backgrounds should disqualify them for a given position-for example, a driver with a long history of reckless driving, a salesperson or serviceman with a background of violent assault, or a bookkeeper with a record of theft.	If the employee causes a foreseeable injury to a third party and the court determines that the employer \'s failure to detect or heed the warning signs was unreasonable, the company may be held liable for damages. And, large awards are usually sought in these types of lawsuits. In many cases, juries have awarded substantial monetary damages to victims.	Since this risk cannot be easily quantified, employers are advised to exercise the utmost care in the investigation and selection of all employees. A review of employee screening procedures is suggested to ensure all relevant information is obtained before the applicant is hired. Falsification or exaggeration of credentials on resumes and employment applications is at an all-time high, according to the Employment Management Association. In a \"nutshell, \" what am I getting by becoming a member? As a member, you will gain access to your own private, secure loss prevention command center complete with on-line consulting, training, and discounted investigative services such as domestic and international background checks . You will have access to literally thousands of up-to-date Questions and Answers dealing with topics that include fraud, decision-making, behavior analysis, hiring, firing, interrogations, advanced integrity interviewing, courtroom tactics, shoplifting, loss prevention policy, investigation, leadership and much more.	You will also have access to applicable laws, articles, hand-written confessions, forms and numerous investigative tools. All of this as well as a complete Resource Library and secure Case Profile feature that you will be grateful to have at hand when you need to deal with the sensitive investigation of an employee suspected of fraud (includes step-by-step investigative advice.) Start the day in your own virtual Home Office reviewing Tips and Quotes as well as the latest Casualties and Victories of fellow Members. Benefit from innovative technology and sophisticated use of the Internet. Profit from proven results! Am I guaranteed results? YES! And, of course NO! Yes if you use the site, and No if you don \'t. It \'s that simple. Here is an example of what happened when several members used the site: \"A new Corporate Combat™ member saved $275 in fees! He did this, and resolved a serious theft problem, BEFORE he received his User ID and Password. He hadn \'t even been to his site yet! \" - Houston, TX \"A Nationwide company joined CCI. After several free consultations, discounts on background checks and investigations, three employee thieves were caught, terminated, and prosecuted! This company paid for their ANNUAL membership in just the savings from the waived consultation fees. \" - Minneapolis, MN \"A National company joined CCI and began to realize immediate savings from not having to call their attorney for the same consulting offered FREE from CCI. This is the same advice attorneys call CCI to receive when the client asks them for the advice or \"expert opinion \" -then they charge the clients the high rates of $200-$250 per hour! This client not only received, and continues to receive, free consulting, but they also have caught and dismissed (and prosecuted) several employee thieves. \" - Minneapolis, MN How long does it take for a membership to pay for itself? With our FIVE STAR GENERAL GUARANTEE most annual memberships are literally paid for within the first 90 days! Is it possible to have my CCI membership revoked? YES! Our agreement reads in part as follows: \"…liability resulting or arising from any illegal acts, any misrepresentations, negligence or willful acts or omissions, misuse and/or intentional abuse, or unauthorized or illegal access committed by primary member. Such behavior will result in the immediate suspension and/or cancellation of primary member \'s benefits in and access to Corporate Combat™. This Agreement will be terminated immediately for fraud, or intentional misrepresentation of any facts submitted to CCI and/or Corporate Combat™, or an attempt to utilize benefits for a person or entity not eligible for services and/or products pursuant to this Agreement. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[24]=new Array("http://www.corporatecombat.com/becomeamember.html","Free and discounted background checks, consulting, and hotline services.","Monthly Members ($159.95) / Quarterly Members ($453.75) Join Corporate Combat Inc. Save up to 10% for quarterly member (Annual Members will save up to 20%) for on-site investigative, training and consulting services, and equipment (i.e., closed circuit television - CCTV.) To find out more about monthly/quarterly member benefits... CLICK HERE for more... Annual Members ($1,690.00) Join Corporate Combat Inc. Annual Membership fee locked-in for life - Guaranteed! As an Annual Member your company will never be subject to a member fee increase as long as current membership remains in good standing. To find out more about Annual Membership... CLICK HERE for more... If you have questions about Corporate Combat membership please call toll-free 1-877-226-6228 (1-USS-C-COMBAT) Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[25]=new Array("http://www.corporatecombat.com/products.html","Corporate Combat - Products","ANNUAL Member of Corporate Combat™: Annual Members receive everything at the lowest possible prices, larger discounts, and FREE programs such as Consulting, FRONTLINE™ and RATIONS™ . Annual membership is the option most selected by those who join due to the significant privileges afforded to Five Star Generals. MONTHLY Member of Corporate Combat™: Monthly Members receive all the listed Features and Benefits , minus several FREE items only available to ANNUAL Members. Background checks : Arguably, the most important service offered after that of being a Monthly or Annual member. Our Background Checks are performed by Research Specialists; who walk into Real brick and mortar courthouses; and obtain Real UP-TO-DATE information on your potential employees. We will never provide information-such as indexed data; or archived data-that could get the member or ourselves pulled into a lawsuit! FRONTLINE™ is a proactive reporting tool, via the Internet, that is used by employees, as well as customers of member companies, to report violations, concerns, suggestions, etc., in an anonymous manner. The service is also used to provide reports of a positive nature. The reports are sent immediately to your secure Corporate Combat™ site for your private review. FREE EXPERT CONSULTING by a Certified Fraud Examiner Employee Survey Predictor™ (ESP™): The ESP™ is the only survey of its kind that has been meticulously designed to elicit \"lost \" data in eight critical areas of your business. This survey will help to Reduce employee turnover, internal & external theft, & harassment. It will Improve trustworthiness, morale and productivity. The ESP™ will also help Prevent wrongful discharge, defamation, investigation blunders, and legal skirmishes. PASS III Survey™ has been called, the \"Closest tool on paper or the Internet to an actual, physical, interrogation-and the applicant doesn \'t feel a thing. \" Preventive hiring practices, or screening, should determine the value of a person \'s character which is the most vital element in every employee you hire-from the front line clerk to the top level manager. Our clients have dramatically improved their entire staff by using this non-invasive, positive approach. The PASS III™ also serves as an interview guide to keep your questions non-discriminatory and job-related. Behavior Forecaster™ : The main purpose of screening job candidates is to predict how they will behave on the job before you hire them. By profiling your best employees, the FORECASTER™ will give you the ability to make wise decisions about which applicants are most likely to emulate your most productive, dependable employees. Camera Equipment : Call toll free 1-877-226-6228 and we will provide a proposal for your type of business. Our proposals are based on exactly what you need-nothing more! We have been selling, installing, and servicing every type of surveillance equipment sold to businesses since 1972. We know what a business needs for both internal and external theft and fraud issues, as well as safety and liability concerns. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","hotline, fraud hotline, corporate fraud hotline, employee hotline, hotline service, mystery shopping, employee theft, criminal background, criminal background check, criminal background, loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[26]=new Array("http://www.corporatecombat.com/nonmemberservices.html","Credit checks, driving, criminal, civil, public records, and employment verifications.","Non Member Services Background checks Only ............................................................ No Monthly Fee .............................................................................................. No Set-up Fees .............................................................................................. No Contract Must have Subscription Certification on file with Corporate Combat, Inc. Background requests may be audited for FCRA compliance . Applicant must complete [ Authorization Form ] granting permission to Employer and CCI to perform background inquiry. CCI does not allow the general public access to its services. CCI allows businesses only-or individuals with bona-fide court ordered judgments-to use its services. CCI is not a \"find-a-mate, or find-a-date \" type service. Please call 877-226-6228 to set up your account. Businesses will be required to supply a federal ID number when setting up their account and individuals will be required to supply court papers supporting their request, along with a copy of their driver \'s license before CCI performs a search for them. Background Checks with FRONTLINE™ Program $599.40 annually Subscriber must perform at least one background check per month to receive FRONTLINE™ Program at the discounted rate. Must have Subscription Certification on file with Corporate Combat, Inc. Background requests may be audited for FCRA compliance . Applicant must complete [ Sample ] form, granting permission to Employer and CCI to perform background inquiry. CCI does not allow the general public access to its services. CCI allows businesses only-or individuals with bona-fide court ordered judgments-to use its services. CCI is not a \"find-a-mate, or find-a-date \" type service. Please call 1-877-226-6228 to set up your account. Businesses will be required to supply a federal ID number when setting up their account. This program is not available to non-business entities. Materials are available at the following prices: Pack of 12 Posters .................................................................................. $8.00 25 Wallet Cards .................................................................................. $3.50 S&H per order Materials will be shipped for the exact amount charged by the USPS FRONTLINE™ Program Only ....................................................................... $839.40 annually. Materials are available at the following prices: Pack of 12 Posters .................................................................................. $8.00 25 Wallet Cards .................................................................................. $3.50 S&H per order Materials will be shipped for the exact amount charged by the USPS F.A.C.E.S™ Program Only ....................................................................... $539.40 annually. Materials are available at the following prices: 25 Wallet Cards .................................................................................. $3.50 S&H per order Materials will be shipped for the exact amount charged by the USPS Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[27]=new Array("http://www.corporatecombat.com/fsgmembers.html","Free and discounted credit checks, driving, criminal, civil, public records, and employment verifications.","ANNUAL Background Checks & Five Star General Benefits $1,690.00 Per Year MONTHLY/QUARTERLY Background Checks & Regular Benefits $159.95 per month OR $453.75 per quarter. Background Check Description & Fees Fee Fee/ RATIONS™ Express Employment Commonly used pre-employment searches! Credit 12.50 12.50 MultiSearch/County Criminal 35.03 35.03 Driving Record 17.50 17.50 Education Verification 25.00 25.00 Employment Verification 29.00 29.00 Personal Reference Verification 29.00 29.00 License Certification 25.00 25.00 Advanced Employment Federal Criminal 18.00 18.00 Federal Civil 18.00 18.00 International Criminal (CALL: 877-226-6228) International Driving 45.00 45.00 SS Number Verification/Trace 9.00 9.00 Sexual Offender 20.00 20.00 Workers \' Compensation 34.00 34.00 Business Searches Business Credit Report 49.00 49.00 Small Business Report 85.00 85.00 Corporate Search 24.00 24.00 Fictitious Business 39.00 39.00 UCC 39.00 39.00 SEC Filings 29.00 29.00 International Business Report (CALL) 877-226-6228 Licenses & Certifications Federal Exclusion 25.00 25.00 Concealed Weapons Permit 16.00 16.00 Medical License Verification 25.00 25.00 Controlled Substance 25.00 25.00 Medicare Exclusion 29.00 29.00 Lawyer Background 38.00 38.00 Physician Background 35.00 35.00 FAA Pilot Incidents Check 25.00 25.00 FAA Mechanic License Check 25.00 25.00 Personal Identification People Locator 49.00 49.00 Birth Certificate Report 18.00 18.00 Date of Birth 18.00 18.00 Death Certificate 18.00 18.00 Marriage License 20.00 20.00 Personal Assets Mortgage Search 39.00 39.00 Real Property 39.00 39.00 Vehicle Registration 22.00 22.00 License Plate Ownership 19.00 19.00 Boat Registration 18.00 18.00 FAA Aircraft Registration 20.00 20.00 Civil Searches Bankruptcy 18.00 18.00 Official Records Index 29.00 29.00 Tax Lien 25.00 25.00 Probate 39.00 39.00 Civil Lower or Civil Upper 29.00 29.00 Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[28]=new Array("http://www.corporatecombat.com/nonmembers.html","On-line credit checks, driving, criminal, civil, public records, and employment verifications.","Background Checks WITH FRONTLINE™ Program * *$599.40 Annually Background Checks ONLY - No Monthly Fee or Contract Background Check Description & Fees Fee Discounted Express Employment Commonly used pre-employment searches! Credit 15.00 14.00 MultiSearch/County Criminal 37.75 36.14 Driving Record 19.50 18.50 Education Verification 27.75 26.36 Employment Verification 32.25 30.64 Personal Reference Verification 32.25 30.64 License Certification 27.75 26.36 Advanced Employment Federal Criminal 20.00 19.00 Federal Civil 20.00 19.00 International Criminal CALL: 877-226-6228 International Driving 50.00 47.50 SS Number Verification/Trace 10.00 9.50 Sexual Offender 22.25 21.14 Workers \' Compensation 37.75 35.86 Business Searches Business Credit Report 54.50 51.78 Small Business Report 94.50 89.78 Corporate Search 26.75 25.41 Fictitious Business 43.35 41.18 UCC 43.35 41.18 SEC Filings 32.25 30.64 International Business Report CALL: 877-226-6228 Licenses & Certifications Federal Exclusion 25.00 25.00 Concealed Weapons Permit 17.80 16.91 Medical License Verification 27.75 26.36 Controlled Substance 27.75 26.36 Medicare Exclusion 32.25 30.64 Lawyer Background 42.25 40.14 Physician Background 38.95 37.00 FAA Pilot Incidents Check 25.00 25.00 FAA Mechanic License Check 25.00 25.00 Personal Identification People Locator 54.50 51.78 Birth Certificate Report 20.00 19.00 Date of Birth 20.00 19.00 Death Certificate 20.00 19.00 Marriage License 22.25 21.14 Personal Assets Mortgage Search 43.35 41.18 Real Property 43.35 41.18 Vehicle Registration 24.50 23.28 License Plate Ownership 21.10 20.05 Boat Registration 20.00 19.00 FAA Aircraft Registration 22.25 21.14 Civil Searches Bankruptcy 20.00 19.00 Official Records Index 32.25 30.64 Tax Lien 27.75 26.36 Probate 43.35 41.18 Civil Lower or Civil Upper 32.25 30.64 Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[29]=new Array("http://www.corporatecombat.com/rations.html","Corporate Combat - Get your rations here!","RATIONS™ $182.50 Only available to Five Star Generals! (And it is FREE!!) RATIONS™ is a Five Star General benefit that will allow you to accumulate credits toward your costs of background checks and annual membership fees. All you have to do is: Use the site… Win the fight!™ -that \'s it ! Each day you visit the site you will receive an allowance-or ration-of .50¢. That \'s right, we pay you!! CCI will not apply a RATIONS™ without the member \'s permission. RATIONS™ must be used within the member \'s subscription calendar year and will not be carried over or accrued. RATIONS™ not applied by the anniversary date will automatically be applied to the member \'s renewal fee. RATIONS™ have to be replenished once applied. RATIONS™ cannot be applied toward Monthly Member fees. RATIONS™ are not redeemable for cash. The RATIONS™ amount is .50¢ per day-not per click visit. Maximum annual RATIONS™ is $182.50. The amount of your RATIONS™ is displayed above the Home button on your secure web site Home page. RATIONS™ is located at your Home Page Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","hotline, fraud hotline, corporate fraud hotline, employee hotline, hotline service, mystery shopping, employee theft, criminal background, criminal background check, criminal background, loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[30]=new Array("http://www.corporatecombat.com/frontline.html","Corporate Combat - FRONTLINE™ Program","FRONTLINE™ Program is $839.40 annually. FRONTLINE™ is Discounted to $599.40 annually when conducting Background Checks through Corporate Combat, and FREE if you are a Corporate Combat Monthly or Annual Member FRONTLINE™ is a proactive reporting tool, via the Internet, that is used by employees, as well as customers of member companies, to report violations, concerns, suggestions, etc., in an anonymous manner. The service is also used to provide reports of a positive nature. The reports are sent immediately to your secure Corporate Combat site for review. Here is how FRONTLINE™ works: 1. Each employee receives a FRONTLINE™ ID Card that contains the Internet address of www.lossprevention.ws . In the CODE space provided, you write in the number that identifies your unit or location. You then distribute the cards to each of the employees who work at your location(s). Each location is identified with its own distinctive code number that is shared by all employees of that location. NOTE: Corporate Combat has recently added www.8FIX.com to complement the 1-888-888- 8-FIX toll-free service that many of its members are using to submit important and timely reports. 2. When the employee visits FRONTLINE™ , he or she will be instructed to enter their location code and anonymously report whatever they are concerned about. Their report will appear on your home page. The report(s) will be accessible by clicking the FRONTLINE™ option under the HOME button. 3. You must inform your CCI representative of the codes you select so they can be integrated into your personal site. This will allow you to retrieve reported information from each location that is affected by the program. 4. FRONTLINE™ Posters are also available as part of this program to raise the loss prevention awareness level of your employees. 5. FRONTLINE™ can also be used by your customers! Simply make the cards available to the customer, e.g., along with their receipt, or displayed on the counter next to the register, and they can use the site to report what they observed when visiting your business. Select a special code for customers only and write it into the code space. The customer code must be distinctively different than that of the location identification, and each location must have its own customer code. The customer code can be an extension of the location code. Additional FRONTLINE™ materials can be ordered by e-mail, or by calling toll-free: 877-226-6228. CODE (WALLET CARD EXAMPLE) Please type TEST1 in the code box when you visit the site. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","hotline, fraud hotline, corporate fraud hotline, employee hotline, hotline service, mystery shopping, employee theft, criminal background, criminal background check, criminal background, loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[31]=new Array("http://www.corporatecombat.com/guarantee.html","Employee hotline, seminars, training, consulting, and background checks all discounted.","THIS IS WHY WE MAKE OUR FIVE STAR GENERAL GUARANTEE! If you can find any company on the Internet (or a \"Brick & Mortar \" company) that provides comparable services of CCI, for less - your membership will be FREE FOR LIFE! $1,690.00 Annual Membership Fee minus $159.95 Value of 12th Month that is FREE to Annual Members! minus $182.50 Value of Credits ( Rations™ ) you can earn using your site! minus $839.40 Value of FRONTLINE™ Program that is FREE to Annual Members! minus $539.40 Value of F.A.C.E.S. Program that is FREE to Annual Members! minus $495.00 Value of Personal HOTLINE Program that is FREE to Annual Members! minus $899.00 Value of Seminutes! Discounted (up to 100%) for Premium Annual Members! minus $690.00 Value of just 30 minutes PER MONTH Expert Consulting AND Training on ANY loss prevention, human resource, or risk management issue - FREE to members! (30 minutes is used here as an example only! The amount of FREE CONSULTING is UNLIMITED!! ) Standard Expert Consulting fee is $115 per hour. $3,805.25 TOTAL VALUE!! $2,115.25 Amount you are ahead after deducting your $1,690.00 Annual Member fee! This means that you have use of the entire site and all of its benefits and features for the entire year FREE and still save over $2,100.00! Additional locations are $50 each. There are no per employee charges! What \'s New? Corporate Combat has even more to offer it \'s members! CLICK HERE to learn what \'s new! This does not include any of the discounts you receive on background checks and other products such as pre-employment tools -which, alone, can easily pay for the cost of your site! Add these savings to those cited above, and you can see why it is easy for us to offer this SOLID GUARANTEE! This does not include the proven fact that if you deter just one employee from stealing, part or full-time, the site will pay for itself for the next three years! Remember this is from deterring just ONE employee thief. The average thief steals over $3,000 per year. (Source: The Silent Partner - an ongoing study on employee theft since 1972) Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[32]=new Array("http://www.corporatecombat.com/newsletter.html","Corporate Combat - Newsletter","Sample Monthly Newsletter! \"Look at the means which a man employs, consider his motives, observe his pleasures. A man simply cannot conceal himself! \" Confucius - Chinese philosopher and teacher Use the Site... Win The Fight!™ Written over 2,000 years ago! \"There is nothing new under the sun. \" \"Let me describe for you a worthless and a wicked man; first, he is a constant liar; he signals his true intentions to his friends with eyes and feet and fingers (Nonverbal behavior.) Next, his heart is full of rebellion and he spends his time thinking of all the evil he can do, and stirring up discontent. \" (Attitude) A Future Philosophy? \"The perception and interpretation of what is right and what is wrong has eroded to a point where it has become dangerously easy to rationalize away the most serious of offenses. \" ACTIONS speak louder than words… …and \"One PICTURE is worth a thousand words \" are commonplace sayings that have validity. As much as 75% of communication between persons occurs at the nonverbal level. Some estimates are as high as 90%! Nonverbal behavior \"leaks \" what is concealed by words. Remember the three wise monkeys who could neither hear, nor speak, nor see evil? Their hand-to-face gestures actually are common indicators of human deception. When you suspect fraud or theft… DO DON \'T \"Act \" naïve - Act , don \'t be naïve! Simple as it may sound, thieves will surface when they think everyone else is \"naïve. \" Their false sense of security can be used to your advantage to catch them. Start asking questions. This alerts, emboldens, and trains the thief saying you don \'t really know that he or she is stealing. Do you really think the thief will not know where you are headed with your \"cleverly designed \" inquiries? Review \"at hand \" evidence i.e. paperwork. If necessary, make copies and leave originals so everything remains \"untouched. \" Review evidence in an open manner in an effort to \"scare \" or \"deter \" the suspect. They will thank you by stealing more! Begin a S.O.L.I.D. investigation - Remember that S.O.L.I.D. is an acronym for S ecure (evidence), O bserve (behavior), L isten ( \"small talk \" about gambling or money problems, as an example), I dentify (this is where denial can take over rational thinking-be careful!) D ocument (record your factual findings, not your opinions!) Trust everyone. Remember that there are two types of trust. That which is an \"entry-level \" courtesy trust, and that which is an earned trust. Example of Courtesy Trust: Keys to the restroom. Example of Earned Trust: Keys to the safe. There is ample proof that many of the biggest thieves have been those who were the most trusted. That is why they are hard to catch. Look for other types of questionable activity e.g., avoiding others, pointing the finger of blame, \"acting \" tough. Make excuses for the suspect(s). They will have enough of their own. \"He wouldn \'t steal, he teaches Sunday school classes. \" Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[33]=new Array("http://www.corporatecombat.com/confession1.htm","Confession","--- --- Actual Hand-written Confession 1 (--------------- = name of pharmacist that this thief implicated in fraudulent activities) Click here to see a partial text version and analysis of this confession. [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota. ---","null","null","");arrFiles[34]=new Array("http://www.corporatecombat.com/statistics.html","Corporate Combat - Statistics","Battlefield Statistics! The percentage of resumes and job applications that contain lies and exaggerations has been estimated between 30 and 80 percent. (Security Management Magazine) 5% of professional hires have criminal records. (Source: HR Logic) 75% of internal theft is undetected. ( \"How to Identify Dishonesty Within Your Business \") Several studies estimate employee theft and dishonesty costs U.S. businesses between $60 billion and $120 billion per year , not including the billions spent on protecting against theft. ( \"How to Identify Dishonesty Within Your Business \") Insider theft is growing at 15% annually . (Justice Department) Employee theft amounts to 4% of food sales at a cost in excess of $8.5 billion annually. 75% of inventory shortages are attributed to employee theft. (National Restaurant Association) The Labor Law Industry has increased by 2200% . (Equal Employment Opportunity Commission) Employee theft costs between 1/2%-3% of a company \'s gross sales. Even if the figure is 1%, it still means employees steal over a billion dollars a week from their employers. ( \"How to Identify Dishonesty Within Your Business \") One-third of all employees steal from their employers. (Department of Commerce study) 30% of business failures are due to poor hiring practices. Annual losses generated by poor hires, absenteeism, drug abuse, and theft amount to $75 billion per year. (U.S. Department of Commerce-Atlanta Business Chronicle.) DOWNLOAD Calculator Turnover Cost Formula Select a department or job function that has turnover associated with it. Use an actual number or, lacking exact statistics, estimate the number of people who left the job or department during the past 12 months. Write that number below on Line 4. The average cost of Turnover is 25% of an employee \'s annual salary/wages (Line 1) plus the cost of the benefits (Line 2) you provide. Typical benefits amount to about 30% of wages.* The total cost per employee (Line 3) is the total of Line 1 and Line 2. 1. Annual wage: $ __________ X .25 = $ __________ 2. Annual wage: $ __________ X .30 = $ __________ 3. Total turnover cost per employee (add Lines 1 and 2) = $ _____________ 4. Total number of employees who left: ______________________________ 5. Total cost of turnover (multiply Lines 3 and 4) = $ _______________ *Source: Saratoga Institute and Kepner-Tregoe, Inc. Total costs of a complete benefits package in addition to payroll. Fraud/Theft Cost Formula (Department of Commerce, University of Florida, University of Minnesota studies show that 30% of employees steal from their employers. The Department of Commerce places corporate fraud at the top of \"Crimes Against Business \" list. The following formula is based on National Studies.)* 30 employee thieves* x $3,000 per year** = $90,000. (**Source: Silent Partner Study 1984 to present) Let \'s say only half that number are stealing and they are stealing only half as much as the National Average: 15 employee thieves x $1,500 per year = $22,500. Use your company \'s own data to determine how much you could be losing: Number of employees in company: __________ Multiply by: x 30%* or 15% = ______________ Multiply by: x $3,000** = Total Annual Losses of: $ ______________ Compared to Corporate Combat Fee Total does not include lost productivity, cost of investigation, apprehension, and hiring and training a replacement. Add Line 5 \"Total cost of turnover \" to \"Total Annual Losses \" then compare that figure to the low cost of prevention provided by Corporate Combat, Inc. Cost of preventing fraud/theft and high turnover equals a fraction of the above, calculated, losses. Learn how easy it is to \"virtually \" prevent fraud, theft, and high turnover as well as dealing with other loss prevention, human resource, and risk management issues. If our Websites do not answer your questions or concerns to your full satisfaction, you are invited to call us toll-free: USS-C-COMBAT (877-226-6228) Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","hotline, fraud hotline, corporate fraud hotline, employee hotline, hotline service, mystery shopping, employee theft, criminal background, criminal background check, criminal background, loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[35]=new Array("http://www.corporatecombat.com/tour1.htm","Tour of Member Site 1 of 6","Restricted Access Your Corporate Combat site has been designed to eliminate as many steps as possible when using any particular feature. The following is a \"mini-tour \" representing only a sampling of the numerous features you will find on your site. This page is the portal to your personal loss prevention headquarters. After entering your assigned user name and password access will be granted. Headquarters This is your Home page–designated by the green lamp. It is where you will likely start your day. The Classified section contains personalized information such as the status of Background Checks . You will learn from other members \' Victories while avoiding their mistakes or Casualties . You will be able to review the last ten Q & A \'s you accessed; letting you \"pick up where you left off. \" The Notes section is your scratchpad for those important reminders that will help you get a jump-start on your day. The Quote of the Moment and Tip of the Moment changes each time you refresh or re-visit your Home page, providing you with a new quote and tip! You \'ll notice this change on page 3 of this tour (see \"Tip of the Moment \").","null","null","");arrFiles[36]=new Array("http://www.corporatecombat.com/meetvic.html","Your private investigator, certified fraud examiner, security consultant, and loss prevention trainer.","Sample of literally thousands of Q&A \'s provided by V.I.C. Corporate Combat \'s \"Virtual Investigative Consultant! \" \"I have provided just a few examples below illustrating how I can help you in many areas of loss prevention and human resource management. \" Interpret body language & unmask deception. Q: What is the difference between a minor and major gesture and how do they relate? A: When a major gesture is made, such as a shift in the suspect \'s torso or gross movements of the head or limbs, look for a SMALLER gesture or mannerism to accompany it. The smaller gesture is usually in the form of a facial expression. The major body gesture is often done to MASK the facial expression the suspect is attempting to hide. Pay careful attention to what was said that caused such a reaction and remain on that theme or line of questioning. Be aware that a suspect who thinks you might have caught on to his or her \"shifting \" of position may \"complain \" of having a bad back or that the chair is uncomfortable. This is likely a VERBAL masking. Conduct productive integrity interviews. Q: What is the best way to develop an interview theme? A: Develop a theme by STUDYING the methods (evidence) a suspect uses when committing a theft. The more complicated the methods, the more finesse you should apply to the making and delivery of the theme; the less complicated the methods, the less finesse needed. Take into consideration how long the suspect has been employed. Develop your theme using a different \"battle plan \" when preparing to confront and interview a person who has \"been around \" a long time versus someone who is a recent hire. The person who has been around is likely to sense when and if you are bluffing or where the theme is leading, since he or she \"knows \" their company so well (e.g., \"My boss would never allow me to remain here if he had real proof I was stealing \" versus the person who is recently employed who thinks \"I didn \'t realize that this company had such a sophisticated loss prevention program-looks like they got me. \") Learn about courtroom tactics & procedures. Q: Why is it important to listen carefully to the words that a defense attorney uses during his or her questioning? A: A question can imply something you may not note. Listen carefully to the WORDS that the defense attorney uses during questioning that are meant to make you appear less than professional or ethical to those listening. For example the defense attorney may ask you \"How did Joe react emotionally after you extracted his statement from him? \" You may reply matter-of factly, \"Joe appeared calm, and he did show remorse. \" Although you didn \'t pay attention to the word \"EXTRACTED, \" which means to \"draw or pull out by force, \" the jury may envision you using rubber hoses and bright lights to \"force \" a confession. Listen carefully to the question, and ask for clarification in such an example as the one above. For example, ask what he or she means by the word \"extracted \" before you say \"Joe appeared calm…. \" This reaction (which demonstrates keen listening) from you will gain you more respect as a witness and the defense may \"lighten up \" on you. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[37]=new Array("http://www.corporatecombat.com/freemonthlynewsletter.html","Free monthly newsletter on fraud, employee hotline, and methods of investigation.","FREE Monthly Newsletter delivered to you via e-mail. Register below or Click Here For Sample Please include if you would like to receive a call, or a periodic mailing. Please keep in mind that, like you, we are also busy and do not have the time to fill your mailbox, or phone time, with \"junk \" or irrelevant material. If you do ever hear from us, we promise that what we have to say will be important! \"* \" = Optional Data. Name: Title: Company Name: *Address: *City: *State: *ZIP/Postal Code: *Phone Number: *Fax Number: Email Address: OUR PROMISE TO YOU! We at CCI value your trust in us, and will never abuse your personal information. Your information will not be sold, traded, auctioned, bartered, or in any other manner provided to any third party! Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Minnesota, employee theft, criminal background check, criminal record, hotline, employee hotline, employee theft prevention, pre-employment screening, background check, criminal check, theft prevention, locate people, criminal, missing people","Bill Urban - Corporate Combat, background checks, loss prevention, preventing employee theft, locate people, criminal, missing people","");arrFiles[38]=new Array("http://www.corporatecombat.com/statements.html","Corporate Combat - Employee Theft","We can be reached via e-mail: info@corporatecombat.com You can also reach us by telephone at: 763-572-1234 or Toll Free 877-226-6228 For each visitor to our Web page, our Web server automatically recognizes no information regarding the domain or e-mail address. We collect the e-mail address of those who communicate with us via e-mail, aggregate information on what pages consumers access or visit, user specific information on what pages consumers access or visit and information volunteered by the consumer, such as survey information and/or site registrations. The information we collect is used for internal review and is then discarded, used to improve the content of our Web page, used to customize the content and/or layout of our page for individual consumer and used by us to contact consumers for marketing purposes. If you do not want to receive e-mail from us in the future, please let us know by sending an e-mail to us, calling us at one of the above telephone numbers or writing to us at the above address and telling us that you do not want to receive e-mail from our company. You understand and agree that the owners of this site shall not be liable for any direct, indirect, incidental, consequential or exemplary damages, including but not limited to, damages for loss of profits, data or other intangible losses (even if the owners of this site have been advised of the possibility of such damages), resulting from the use or the inability to use the product(s) and or service(s) or any misuse of the product(s) and or service(s) in a manner not in accordance with their intended use. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[39]=new Array("http://www.corporatecombat.com/contact.html","Corporate Combat - Employee Theft","Contact us via e-mail at: Info@CorporateCombat.com Call us by telephone at: 763-572-1234 or Toll Free 877-226-6228 Reach us via FAX at: 763-576-4590 Mail us at: Corporate Combat, Inc. 3325 140th Ave. NW Andover, MN 55304 Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[40]=new Array("http://www.corporatecombat.com/searches_results.html","Corporate Combat - Employee Theft","Express/Recommended Employment Credit: Given the subject \'s consent/release with the full name, including \"Jr. or Sr. \", social security number and full address, a credit report from a national bureau is provided. The account numbers, identification of spouse and age are not provided on the report. This search will provide investigative information such as previous addresses, previous employer(s), payment history, initial date credit was established and number of open trade accounts. This information includes the scope of the applicant \'s debt obligation and financial responsibility. This search will also reveal any judgments or liens placed against the applicant. This report, along with the criminal and driving reports, can reveal the responsibility and overall general character of an individual. Individuals under extreme financial pressure or who have a disproportionate debt to income ratio can pose a risk in certain positions. County Criminal The county criminal search is delayed due to various county court repository policies and restrictions. The Research Specialist and CCI have no control or authority over such policies and/or restrictions. Sometimes a county will charge an exception fee. An Exception Fee is an additional fee that some county courts will charge to retrieve a court record. Representatives of CCI and their Retrieval Specialists have no control or management over these fees .(The majority of the courts do not charge Exception Fees.) County searches have a great advantage because arrest and disposition records are initially stored in the county \'s courthouse. There is virtually no time delay or lack of cooperation in reporting the information to the Research Specialist. The majority of criminal searches consist of County Level Searches. A search of the county seat (Provincial Queen \'s Bench Court for Canadian searches) for any criminal records. Information returned includes: Felony (CN = Indictable), Misdemeanor (CN = Summary) and Criminal Traffic. It also may include the individual \'s name as it appears in court records, date of birth, social security number, address, driver \'s license number, file date, charge(s), disposition of each charge, sentence and disposition date. The county criminal search consists of two counties. Where only one county exists within the requested search, a second search for civil judgments is automatically performed. With this search the Research Specialist will also look for addresses or places of resident the applicant may not want you to find. He or she may have a reason such an \"omission, \" or \"oversight \" (i.e., an employer not listed on the application or resume, or a criminal or civil act that may have \"fallen between the cracks. \")There are legal limitations on what information can be used by an employer. First, an employer may not ask about or consider information about arrests or detentions that did not result in convictions. Only convictions and pending cases can be considered. Second, an employer may not consider crimes that have been sealed or expunged, or where the applicant participated in a special pretrial alternative program. Third, there are limits concerning misdemeanors. Most employers will ask about both felonies and misdemeanors on applications, but a misdemeanor cannot be considered if probation was completed and the case dismissed, or for minor marijuana offenses more than two years old. Courts have found that a policy of automatically denying employment based on a criminal conviction or pending case can result in discrimination against certain groups. Instead, employers must examine whether there is a sound business reason to not hire an individual with a criminal record, taking into account the nature of the offense, whether it is job-related, when it occurred and what the person has done since. Why do we only search seven years back? CCI abides by the FCRA (Fair Credit Reporting Act) limitations in the information that we report. According to the FCRA, all outsource criminal reporting agencies have a limit of seven years. Driving Record Like the county criminal search, the driver \'s record search is also delayed due to various state restrictions and the Drivers Privacy Protection Act. This report reveals driving violations and convictions. Although used primarily for potential drivers and heavy machine operators, it is also very useful for general screening purposes. It can signal alcohol or drug abuse and helps protect your company \'s vehicles, equipment and liability insurance coverage. This search, along with the others, can reveal information that will be a \"signal \" of the level of responsibility the subject may display through his or her behavior. Frequent violations such as speeding tickets may be an indicator of the level of respect the individual has towards following the rules and regulations of society. Will this person have the same \"disrespect \" for the policies and procedures the employer will require should the person become an employee? If an applicant blatantly disregards the public policy governing his or her driving privileges, how will he or she view your company \'s policies and procedures governing their expected work attitude and behavior? Will he or she comply with policy or attempt to get around it? A report of the state driver \'s license record of a subject. Availability and legal uses of the reports vary from state to state. Education Verification Confirmation of the subject \'s claimed educational credentials (high school, college, professional, doctorate, or technical degrees). Search confirms highest degree completed or enrolled. Employment Verification Given a resume or application, we can verify dates of employment, position(s) held, salary and eligibility for rehire (if not prohibited by company policy.) Personal Reference Verification Given a resume or application, we will verify up to three references provided by the applicant. Information returned usually includes: Length of time known, in what capacity, general impressions, strengths/weaknesses, ability to interact with others and reasons for no recommendation. Social Security Number Verification/Trace Verifying the information provided by the applicant concerning his or her identity and history of residence is the foundation of any good investigation. Verification of the data provided by the applicant greatly reduces an individual \'s ability to hide his or her true identity and possible criminal history. Given a name and social security number, we can verify if the number has been assigned to the search name. Super SSN Trace Plus Data in this search is obtained from one of the national credit bureaus plus several additional sources. Get the following searches all at once: Subject, Occupants with address history, Relatives with address history, Neighbors, Property by address, Bankruptcies, Death Index, DEA (physicians), Pilot licenses, Aircraft ownership, Bankruptcies, and Property by name & state. License Certification Verification of specific professional or occupational licensing required to perform a task. Advanced Employment Federal Criminal A search is conducted within a specific federal jurisdiction for federal criminal records. Will include any felonies and misdemeanors found at the federal court. Information returned is the same as Felony and Misdemeanor. Federal Civil Federal Civil actions relate to Federal statutes including EEOC, EPA, Treasury or SEC fraud, Civil Rights, Trademark or Copyright cases etc. as well as civil causes of action that cross state lines with dollar amounts in excess of $10,000. A search within a specific federal jurisdiction that includes federal issues. Information returned may include: Case number, file date, plaintiff(s), defendant(s), type of case, disposition and disposition date. The federal court system is composed of districts. These districts maintain their own records and the information in one district is usually not mixed with records in another district. When you select a Federal search, you will receive records from the Federal District you specify - not records nationwide. You provide the county or city and state and we will determine the appropriate district to search. Federal courts have jurisdiction over matters involving controversies between the states, questions of federal law, and controversies between parties from different states in which the amount involved exceeds $50,000. Others matters are to be brought in state courts. Under federal law, it is the requirement of the plaintiff to establish that the court has jurisdiction over the controversy. State courts typically have a two or three tier system. Each system has a threshold dollar amount, or authority based upon subject matter. For example, small claims courts might have jurisdiction over controversies less than $5,000, municipal court for controversies less than $25,000 and superior court for controversies in excess of $25,000. In addition, there may be rules that establish special courts for certain matters (traffic courts, family law courts, juvenile law, landlord/tenant court, and probate court). In state court, it is usually the responsibility of the defendant to raise the issue that the court lacks jurisdiction over the matter, (although a judgment from a court that lacks jurisdiction can be challenged in the future). In addition to jurisdiction, proper venue must be established in both federal and state court. Venue is where the court is located with respect to both the parties involved and the controversy. Venue for a matter is usually based upon residence of the defendant, although with some actions the venue is based upon where the plaintiff resides. International Criminal Just like the criminal search in the USA. The subject \'s history is searched in their respective country (e.g., town, village) and results, if any, are reported to you in the same fashion as any other report. It is imperative that the subject \'s mother \'s maiden name be included in the request. I nternational Driving Just like the driving search in the USA. The subject \'s history is searched in their respective country (e.g., town, village) and results, if any, are reported to you in the same fashion as any other report. It is imperative that the subject \'s mother \'s maiden name be included in the request. Sexual Offender A search is made of the state or county repository for known sexual offenders. Rules vary from state to state regarding the dissemination of this data. Information returned may include: Subject \'s name, date of birth, social security number, address, race, sex, height, weight, hair and eye color, distinguishing marks, alias(es), FBI and state offender number and offense. Workers \' Compensation A check is made of state or regional records for evidence of any workers \' compensation claim(s) made by the subject. Information returned varies from state to state and may include file or case number, ID information, the nature of injury and date of claim. Turnaround times vary state to state. NOTE: Use of workers \' compensation information is strictly REGULATED by each state. A release is often required. Some states require the release to be notarized. Whether intentionally or not, some states have adopted policies and procedures that create significant obstacles to the use of workers \' compensation claim histories in the employment process. For example, in a few states, claim records are indexed by the employer \'s name. To check an applicant \'s claim history, a company would have to search under each of the individual \'s previous employers. Missing even one--through an applicant \'s failure to supply complete references or a difference between a company \'s trade and legal names, for example--could mean an incomplete history. Even more troubling are the states that index their records by date of injury. To check the state \'s records, a prospective employer would have to know about any or all claims. In this case, the state \'s files could not be used to find undisclosed work-related injuries or compensation, and could only confirm the details of claims disclosed by the applicant (type of injury, severity, payments, etc.) The Americans with Disabilities Act (ADA) imposed restrictions regarding when employers may obtain workers \' compensation information. The primary condition is that a conditional job offer must have been extended. In addition, the inquiry must be required of all applicants in the same job category. Several states have enacted laws similar to the ADA, but with more restrictions. The majority of states impose relatively few restrictions for accessing workers \' compensation records and organize their files to make access fairly easy. Claims are usually filed alphabetically by claimant. To process a request, the name index is consulted to see if the subject has ever filed a claim. To minimize the possibility of mismatches, the state also requires other identifiers such as date of birth and social security number. A signed release from the individual being searched may be required. Business Searches Business Credit Report The information returned may include: Executive summary, credit risk analysis, public records, industry comparison profile and trade payment history. Small Business Report Risk profile, public records profile and inquiries for the past 24 months. Corporate Search A search is made of the state or county index that contains listings of all corporations. Provided with a corporate name, we generally return the principals involved, company officers, date of incorporation, status (active or inactive), registered agent, and registered agent \'s address. Fictitious Business Given the name of the subject, we search the county or state to determine if the subject owns or has owned a business under a fictitious business name. Report may include: Name of business, date of filing, business address and the principals. UCC The UCC filing record is of particular interest to lenders. A UCC documents a loan or lease with secured assets, called a UCC financial report. Filing a UCC financial report protects the note holder by helping to insure that the debt is paid. Additionally, it provides that the loan, and assets used to secure the loan are publicly documented. A UCC financial report contains the debtor and creditor \'s name and address and the asset used to secure the loan. The filing of the UCC notifies potential lenders of assets that are currently being used to secure a loan. (In most states, records of all loans with secured assets, excluding assets consisting of consumer goods and farm and real estate collateral, are filed at the state level.) Additionally, in the case of a bankruptcy, these filings are reviewed to help determine how the debtor \'s assets can be distributed among creditors. SEC Filings A search of the Securities and Exchange Commission \'s EDGAR database to determine if a company has filings with the SEC. Copies of those filings are a separate search request. International Business Report The information returned may include: Legal form of the organization, company history, primary stockholders, authorized signature authority, relationships to other companies, assets, banking relationships, primary business sector and payment history. Turnaround time and price varies, please call. Licenses & Certifications Federal Exclusion A search of a national repository which identifies the names of individuals, entities, and contractors that are excluded government-wide, unless otherwise noted, from Federal Procurement and Sales Programs, non-procurement Programs, and financial and non-financial benefits. Information returned may include: Name, address, city, state, zip, sanction date, sanction type, reinstatement date, specialty, and imposing agency. Concealed Weapons Permit Given the full name and date of birth, a search of the state index to verify issue or expiration of the permit. Medical License Verification This report searches the state repository to verify a medical license. Information returned may include: Subject \'s name, date of birth, social security number, type of license issued, date of issuance, expiration date, license number as well as any disciplinary actions taken against the subject including date of action. Controlled Substance Provided the subject \'s name, date of birth and social security number, this search determines whether the specified company or individual possesses a DEA License to administer, sell or prescribe a controlled substance. The information returned may include: Name of company or individual, address, DEA Registration Code, Business Activity Code, drug schedules and license expiration date. Every record is assigned a Business Activity Code that identifies the type of industry the subject operates. Medicare Exclusion A search of the national repository that identifies those individuals who may no longer be capable of providing Medicare benefits resulting from a government placed sanction. Information returned may include: Name, date of birth, social security number, sanction date, sanction type, reinstatement date and medical specialty. Lawyer Background A search of the State Bar Association is conducted to determine the status of a lawyer \'s bar credentials. Physician Background A search of the AMA Masterfile and all State Medical Boards to determine a doctor \'s medical schooling, licenses, residency, specialty board certifications and disciplinary actions. FAA Pilot Incidents Check Accidents & incidents on record including: Dates, description, source of information, and date of verification. FAA Mechanic License Check Search is for type of license, license number, issue date, status, source of information, and date of verification. Personal Identification People Locator Given a social security number or name and date of birth, we can provide current and historical information such as addresses, social security number comparison, information from national records (such as pilot licenses or vessel registration) and some state level information. Information found varies from state to state. Birth Certificate Report Search for a copy of the birth certificate. Release is sometimes required. Certified copies available. Turnaround time varies. Date of Birth Given the name of the subject, social security number and current resident address, we provide the subject \'s date of birth. Death Certificate Search for a copy of the state or county death certificate issued by the appropriate authority. Information turnaround time varies. Marriage License Search for marriage licenses in a specific jurisdiction. Includes the license number, the date issued, the date of marriage and the parties. May include witnesses. Personal Assets Mortgage Search A search of the county records to determine if a mortgage exists, the amount, securer and debtor. Real Property A search is conducted of the specific city or county for any property currently owned by the subject. Information returned usually includes: Address, the legal address, owner(s), file or portfolio number, current taxes assessed and current taxes paid. Vehicle Registration Registration information of a specific vehicle kept on file by the state. License Plate Ownership A search of a tag number in a specific state is performed. Some states restrict the availability and uses of this information. Information returned usually includes: Vehicle Identification Number (VIN), vehicle type, year and owner(s). Boat Registration A check of ownership of pleasure vessels is performed. Generally includes the registration number of the vessel or boat, registration date, owner(s) name and address. FAA Aircraft Registration A listing of the type, owner, tail number and age of an aircraft by owner \'s name or tail number is provided. Civil Searches Bankruptcy A search is conducted within the specific federal jurisdiction for records of any bankruptcies. The information returned may include: Case or file number, date filed, type of bankruptcy (i.e. Chapter 11, Chapter 7, etc.), discharge date and name(s) listed as petitioner(s). Bankruptcy courts differ from the civil and criminal district courts in the way they are organized and operated. They have their own rules of evidence and procedures. The bankruptcy court seeks to provide the debtor with both protection and a \"fresh start, \" while also considering the rights and interests of the creditors. Under certain circumstances, creditors may force a debtor into bankruptcy. These \"involuntary \" proceedings are allowed when it is shown that intervention is necessary to prevent the debtor from squandering assets that should be preserved for the creditors. TYPES OF BANKRUPTCIES : Although all bankruptcy filings are normally referred to as bankruptcies, the federal bankruptcy code actually provides for five distinct types of filings: *Chapter 7: Liquidations *Chapter 9: Municipal bankruptcies *Chapter 11: Reorganizations *Chapter 12: Adjustments of debts of family farmers *Chapter 13: Adjustments of debts of an individual with a regular income. These types of bankruptcies are commonly referred to as \"chapters \" because each type is covered by different chapters of the Bankruptcy Code. Chapter 11 is the bankruptcy form most commonly used by businesses. Businesses that wish to liquidate and terminate their business may also use Chapter 7. Chapter 13 bankruptcy is available only to individuals; a corporation or partnership may not file under Chapter 13. A sole proprietor, however, may file Chapter 13 bankruptcy in his or her own name if his or her unsecured debts are less than $269,250 and secured debts are less than $807,750. To liquidate personal or business debts, debtors file under Chapter 7. In a Chapter 7 bankruptcy, the debtor \'s assets are sold and the profits are distributed to creditors. The debtor \'s debts are completely released. Chapter 11 is primarily used by businesses to provide some time for temporary relief from creditors. During this time you can formulate a plan to restructure your business debt. For Chapter 11 proceedings, it is strongly recommended that you engage the services of an attorney. Chapter 13 is used to restructure or adjust debt. The goal of a Chapter 13 bankruptcy is the complete repayment of debts over a period of time. Official Records Index A search is made of the county index that includes a book and page number for liens, judgment, satisfactions, financial instruments, power of attorney, deeds and wills. Not available in all counties. Tax Lien A search is made at the county level for any federal, state and local tax liens. Information returned may include: File number, address, name(s), date filed, dollar amount and whether the lien has been satisfied. If satisfied, the date of satisfaction. With benefits similar to a credit history or UCC record check, a search to see if a federal tax lien has been filed is advisable before granting credit, hiring, entering into a partnership, accepting a new investor, or entering into any other financial endeavor with another individual or group. Federal tax liens are liens filed against the assets of a subject when federal taxes have gone unpaid. These liens can indicate financial instability, poor judgment and/or bad character. These reports will indicate which type of tax has gone unpaid, the tax period involved, the social security number of the subject, the date the lien was assessed, the last day for re-filing and the balance due of the unpaid tax. Probate Search is made of the probate index at the county level. Usually produces case number, file date, relationship to case, name of deceased and closed date. Civil Lower These relate to records of non-criminal lawsuits by or against a person or a company filed at the county or federal level. County civil court records are found in either the upper (Superior Court for controversies in excess of $25,000) or lower courts (Municipal Court for controversies less than $25,000), based on the dollar amount of the action. The dollar amount criteria will vary by state and/or county. Examples of a County Civil search would be divorce, child custody, protective orders, injunctions, debit, personal damages, etc. Some county civil searches require a search of multiple courts depending on that state \'s court structure. Civil lower normally deals with small claims filings for controversies less than $5,000. Civil Law Defined: That part of the law that encompasses business, contracts, estates, domestic (family) relations, accidents, negligence and everything related to legal issues, statutes and lawsuits, that is not criminal law. In a few areas civil and criminal law may overlap or coincide. For example, a person may be liable under a civil lawsuit for negligently killing a pedestrian with his auto by running over the person and be charged with the crime of vehicular homicide due to his/her reckless driving. Assault may bring about arrest by the police under criminal law and a lawsuit by the party attacked under civil law. 2) referring to one \'s basic rights guaranteed under the Constitution (and the interpretations and statutes intended to implement the enforcement of those rights) such as voting, equitable taxation, freedom of speech, press, religion and assembly. Generally these are referred to as \"civil rights, \" which have required constant diligence and struggle to ensure and expand, as in the Civil Rights movement between 1950 and 1980. Violation of one \'s civil rights may be a crime under federal and/or state statutes. Civil rights include civil liberties. Civil liberties emphasize protection from infringement upon basic freedoms, while statutory rights are based on laws passed by Congress or state legislatures. Civil Upper These relate to records of non-criminal lawsuits by or against a person or a company filed at the county or federal level. County civil court records are found in either the upper (Superior Court for controversies in excess of $25,000) or lower courts (Municipal Court for controversies less than $25,000), based on the dollar amount of the action. The dollar amount criteria will vary by state and/or county. Examples of a County Civil search would be divorce, child custody, protective orders, injunctions, debit, personal damages, etc. Some county civil searches require a search of multiple courts depending on that state \'s court structure. Civil lower normally deals with small claims filings for controversies less than $5,000. Civil Law Defined: That part of the law that encompasses business, contracts, estates, domestic (family) relations, accidents, negligence and everything related to legal issues, statutes and lawsuits, that is not criminal law. In a few areas civil and criminal law may overlap or coincide. For example, a person may be liable under a civil lawsuit for negligently killing a pedestrian with his auto by running over the person and be charged with the crime of vehicular homicide due to his/her reckless driving. Assault may bring about arrest by the police under criminal law and a lawsuit by the party attacked under civil law. 2) referring to one \'s basic rights guaranteed under the Constitution (and the interpretations and statutes intended to implement the enforcement of those rights) such as voting, equitable taxation, freedom of speech, press, religion and assembly. Generally these are referred to as \"civil rights, \" which have required constant diligence and struggle to ensure and expand, as in the Civil Rights movement between 1950 and 1980. Violation of one \'s civil rights may be a crime under federal and/or state statutes. Civil rights include civil liberties. Civil liberties emphasize protection from infringement upon basic freedoms, while statutory rights are based on laws passed by Congress or state legislatures. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[41]=new Array("http://www.corporatecombat.com/membership1.htm","Contact Corporate Combat","Five Easy Steps to Membership Complete the registration form. This form is necessary for CCI to establish your account and set up your User ID and Password. To gain access to Corporate Combat \'s secure site, you must complete the Primary Member Agreement. A Primary Member is any person/representative of their company who is legally authorized to access and use the services and/or products of Corporate Combat. The designated Primary Member shall be solely responsible in the use and application of the services and/or products of or obtained through Corporate Combat. There must be first a Primary Member before there can exist an Associate Member. The Primary Member assigns and authorizes additional users who will be their Associate Member(s). An Associate Member is a member whose independent access is authorized and controlled by the pre-existing Primary Member of his or her company. The Primary and Associate Members are recognized as two distinct entities within the same business or organization. There cannot be an Associate Member without a Primary Membership having first been established. An Associate Member will have the same level of access to Corporate Combat as the Primary Member unless the Primary Member requests that the Associate Member be restricted from entering certain areas or accessing certain services. All companies will have only one Primary Member while they may have numerous Associate Members. If the Primary and Associate Member are going to be engaged in conducting Background Checks, the Primary Member must complete the Subscriber Certification of Use For Employment Reports certification. This agreement certifies that the information is being requested for the purpose of evaluating a consumer for employment, promotion, reassignment or retention as an employee and will be used for no other purpose. Primary Member completes this form which will authorize Corporate Combat, Inc. to bill their designated credit card for their monthly or annual Corporate Combat membership dues. Upon receipt of the required information you will be contacted by one of Corporate Combat \'s representatives. The representative will then activate and explain your site. He or she may also send or email you certain required releases to conduct background checks on applicants. Your monthly access begins on the date of activation. If you have any questions, feel free to call 1-877-226-6228. [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[42]=new Array("http://www.corporatecombat.com/sitemap.html","Corporate Combat - Site Map","Home | About | Benefits | Products | FAQ \'s | Become A Member | Non-Members 5-star generals | Other Pricing | Guarantee | Search Types | Frontline | Rations Statistics | Confessions | Newsletter | Meet V.I.C. | TOUR Site | Free! Free! Background Checks | Employee Theft | Human Resources Training Loss Prevention Solutions | Pre-employment screening Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","hotline, fraud hotline, corporate fraud hotline, employee hotline, hotline service, mystery shopping, employee theft, criminal background, criminal background check, criminal background, loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[43]=new Array("http://www.corporatecombat.com/pdf/PriceColumnsGENERIC.pdf","October 01, 2002","Current Standard Fees versus Preferred Client Fees$1,690 Annual Investment would include the following benefits: Contact with Director of Loss Prevention/Certified Fraud Examiner Additional per location charges Full CrookieJarTM access. [See Below] Toll-free number for consulting and training Full technical support Charge for new and enhanced features and benefits Set-up charges Training Downloadable seminars with trainer \'s version (currently 18) Online SeminuteTM testing Personal HOTLINE reporting service [toll-free 800 number] plus[+] per location charge The Internet hotline reporting service FrontlineTM [employees] plus[+] per location charge The Internet hotline reporting service F.A.C.E.S.TM ­ for customers The products and services listed below are optional for members The PASS III SurveyTM at significant group discount: $9 vs. $14.50 each The ESP SurveyTM Internet version. Internet version Free [FrontlineTM]. Paper: $16 each Deep discounts on CCTV surveillance equipment Discounted interrogations/information interviewing [e.g., $425 nonmember/$350 member] Discounted background checks / residency verification included [Not credit headers!] CrookieJarTM and the CrookieMonsterTM system is designed for the small business owner whose personal assessment of their loss prevention and human resource needs has determined that their current level of business requires a  \"smaller \" system to match the needs of a  \"smaller \" company. CrookieJarTM is a low cost/high ROI system that provides clear-cut solutions to key operation problems [e.g., fraud, theft, investigations, policy development, etc.] through targeted, custom-fit, consulting and training. CrookieJarTM offers a  \"lot of something for a little, versus a lot of nothing for nothing. \" And, doing nothing about fraud and theft--and other workplace disease--will only lead to losses that far exceed the cost of the CrookieMonsterTM system. CrookieMonstersTM [CrookieJarTM members] can transfer their membership to a full Corporate CombatTM membership at any time during their membership year if, through additional assessment, they believe that their company requires the additional benefits and features offered by Corporate CombatTM. The only additional cost will be the difference between the relative fees. They will then have complete access to all site benefits and features. CrookieJarTM offers unique analysis not offered by Corporate CombatTM--however CCI members will have free full access to the CrookieJarTM. Websites: www.CorporateCombat.com; www.PAN-Inc.com; www.Seminutes.com.CCI Per Item Fee $115 per hour $50 per annually $495 annually Members Only Members Only Subject to Fee $50 to $200 $115 per hour $899 for system $9.95 each $495.00 + $839.40 + $539.40 +$3,547.80 +Competitor $ $ $ $ $ $ $ $ $ $ $ $ $ $Yours FREE Discount** FREE FREE FREE FREE FREE FREE FREE FREE Discount** FREE FREE$1,690**Take some time to compare what Corporate CombatTM offers with ANY competitor \'s fees. Record those fees in the middle column. Return to ANY competitor and ask them to offer every product and service listed here for only $1,690 annually. Per location/HOTLINE discounted. Per item value is: $3,547.80 annually plus per location charges on hotlines and site users. Per Item Market Value: $3,547.80Client Fee: $1,690** annually for all thebenefits and features listed in the Yellow/Per Item Fee fields, plus Full Corporate CombatTM access. · Investigate theft, fraud, sexual harassment, and workplace violence with pinpoint accuracy. · Conduct legally compliant background checks. · Prepare for the unexpected and take decisive action. · Read the subtle body language of your employees--even those you trust most. · Obtain theft and fraud admissions, and written confessions, legally. · Hire and fire with ease while remaining within the law. · Detect, apprehend, and process shoplifters safely and legally. · Understand  \"tricky \" courtroom tactics--just in case! · Hone your interviewing/interrogating skills to the maximum.Toll-Free:1-877-226-6228[1-USS-C-COMBAT]Corporate Combat \'s Hotline services listed above [Personal HOTLINETM, FrontlineTM, and F.A.C.E.S.TM] are paid for annually and an extra fee is charged for each additional location beyond the initial location. There are no additional location charges if you are a Corporate Combat member. Each service has optional respective posters and wallet cards available at nominal printer \'s cost. Government agencies and regulations including, the Sarbanes Oxley Act, OSHA, and state and federal environmental agencies require or encourage an alternative means of internal communications should the traditional lines fail. When your employees are exposed to a legal or ethical dilemma, they may feel that they cannot confide via normal channels without fear of retribution. They may turn to outsiders for intervention. This could lead to negative publicity, lawsuits, government investigations, steep fines and even prosecution. An organized anonymous hotline reduces this risk by encouraging and promoting internal communication through safe anonymous channels online or by telephone hotline. The best conduit is that which allows perceived problems to be reported internally (directly to management thus providing the company the first opportunity to identify, address and/or defuse a potential liability through early detection.","null","null","");arrFiles[44]=new Array("http://www.corporatecombat.com/credibility.html","Corporate Combat - Employee Theft","\"Certified Fraud Examiners have an edge. \" (U.S. News & World Report.) CCI operations are overseen by a Certified Fraud Examiner and other experts in the field of loss prevention. A Certified Fraud Examiner is a specialist in the detection and/or deterrence of a wide variety of fraudulent conduct-from discovering employees or executives who misappropriate company assets to assisting investors who are defrauded in the course of commercial transactions. All CFE \'s must meet the rigorous criteria for admission to the Association of Certified Fraud Examiners. Historically, only one in five candidates passes the examination of the first attempt. Thereafter, they must exemplify the highest moral and ethical standards, and must agree to abide by the bylaws of the Association and the Certified Fraud Examiner Code of Professional Ethics. A Certified Fraud Examiner is responsible for resolving allegations of fraud; obtaining evidence; taking statements and writing reports; testifying to findings; and assisting in the prevention and detection of fraud. Certified Fraud Examiners are employed by most major corporations and governmental agencies in the United States, as well as by similar organizations throughout the world. CFE \'s are also utilized in the private sector where they provide investigative and consulting services to law firms, business enterprises, and others in the areas of litigation support, fraud investigation, and fraud prevention. The mission of the Association of Certified Fraud Examiners is to reduce the incidence of fraud and white-collar crime, and to assist the Membership in its detection and deterrence. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[45]=new Array("http://www.corporatecombat.com/features.html","Corporate Combat - Employee Theft","Corporate Combat \'s Features: Virtual Investigative Consultant: V.I.C. provides targeted solutions for loss prevention issues. Click Here For More... Access to background checks: Analyze the applicant and make informed hiring decisions. Click Here For More... RATIONS™ Where you get paid each day you visit your site! Credits can be applied toward background checks and/or Annual Membership renewal. Click Here For More... Case Profiling: Prioritize, analyze, and keep track of current [fraud] cases. Conforms to Personal Usage: Corporate CombatTM is in \"harmony \" with your style of business. Personal Library: Build your own Corporate CombatTM reference library. Virtual Pocket Field Book: Your Corporate CombatTM \"top-secret \" diary. Fully Secured: You receive state-of-the-art protection of vital data. Confidential Password Access: CPA and a Digital Certificate Identification for added security. High Speed Access: No bottlenecks! You get information when you need it. Updated Daily: You receive up-to-date \"fresh \" information. Industry News & Tips: Information to keep you alert and informed. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[46]=new Array("http://www.corporatecombat.com/monthly.html","Corporate Combat - Employee Theft","Monthly/Quarterly Members Monthly/Quarterly Member Benefits Monthly/Quarterly Member defined: Any entity that becomes a member during the Special Offer invitation on a Monthly or Quarterly basis. A Monthly or Quarterly member can evolve to a Three Star General (TSG) status. It will take one year for monthly or quarterly member to become a TSG. A monthly or quarterly member may elect to become an annual member if done so within the member \'s first month of membership and may qualify for a FSG status based upon availability. They will not, however, receive a free month their first year. (12th month is FREE for Annual Members) Save up to 10% (20% for Annual Members) for on-site investigative, training and consulting services, and equipment (i.e., closed circuit television - CCTV.) Save 15% (34% for Annual Members) on pre-employment tools. Monthly/Quarterly Membership fee locked-in for life-guaranteed during Special Offer period only! Entity will not be eligible to receive guaranteed locked-in member fee if entity responds after Special Offer period has expired. Fee will then be subject to annual changes. Incremental discounts (automatic 10% for Annual Members) on background check services. Member for: 3 months = 3% discount; 9 months = 5% discount; 12 months = 10% discount and a TSG status. EXPRESS SEARCH discount is not applicable to monthly or quarterly members. It is available to annual or quarterly TSG \'s at the same discount of that of a FSG. Unlimited Free off-site expert consultation* for entities that join during Special Offer period. Entities that become members after the Special Offer period will receive a 50% discount on off-site consultation. *Consultation pertains to those modules offered through Corporate Combat™. CCI, nor any of its representatives, will offer or render expert legal advice or opinions outside the scope of the CCI modules. Consultation ALWAYS FREE for Annual/Quarterly Members! No 12th month free. FRONTLINE™ is a proactive reporting tool, via the Internet, that is used by employees, as well as customers of member companies, to report violations, concerns, suggestions, etc., in an anonymous manner. The service is also used to provide reports of a positive nature. The reports are sent immediately to your secure Corporate Combat™ site for review. Once a member reaches a TSG status, and elects to become an annual member, the member qualifies to receive additional discounts based on site usage called \" Rations™ . \" Rations™ can be applied the same as money towards background checks or annual membership renewal. Rations™ cannot be applied toward monthly member fees. Rations™ have to be replenished once applied. If member quits, or allows one calendar month to elapse, then re-enlists (joins), incremental discounts will start over. A re-enlisted member also loses the locked-in member fee guarantee, the TSG status, unapplied Rations, and discounts for on-site services as well as off-site consultation. Questions about membership: Call toll-free 1-877-226-6228 (1-USS-C-COMBAT) GUARANTEE! If you can find any company on the Internet (or a \"Brick & Mortar \" company) that provides comparable services of CCI, for less - your membership will be FREE FOR LIFE! Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[47]=new Array("http://www.corporatecombat.com/behaviorforecaster.html","Corporate Combat","Click Here to Order BEHAVIOR FORECASTER ACCURATELY PREDICTS CRUCIAL ON-THE-JOB BEHAVIORS BEHAVIOR FORECASTER questionnaires predict 3 interpersonal styles, 5 personality traits, and 5 work motivations-plus it makes 2 accuracy checks. These characteristics could make-or-break a person \'s effectiveness in a wide array of jobs. INTERPERSONAL STYLE: • Friendliness • Assertiveness • Preference for Solo Work Vs. Teamwork PERSONALITY: • Desire to Follow Rules, Policies, & Procedures • Emotional Sensitivity Versus Objectivity • Pessimism Versus Optimism • Anxiety • Feeling-Focused Vs. Fact-Focused WORK MOTIVATIONS: • To Earn Money • For Helping People • To Use Creativity • To Exert Power • To Increase Knowledge QUICK FOR APPLICANTS TO COMPLETE! You will not need to spend much time on testing. In fact, it takes only 12-22 minutes for an applicant to complete the BEHAVIOR FORECASTER -depending on how fast or slowly the person answers the 88 questions. FAST, COMPUTERIZED, EASY-TO-UNDERSTAND SCORES & REPORT! You can have an applicant \'s results and report within 3 minutes after the person fills-out the questionnaire. Just enter the candidate \'s answers onto BEHAVIOR FORECASTER software diskette in your office. Then, press a few computer keys and out of your computer printer pops 1 page of easy-to-use scores, plus a 3-page insightful, practical, report on the applicant. BEHAVIOR FORECASTER POSSESSES PROVEN VALIDTY & RELIABILITY! Key legal guidelines indicate a selection technique, such as a test, should prove valid and reliable. Plus, the only truly useful selection tools must be valid and reliable. BEHAVIOR FORECASTER fulfills these key needs. Over 4 years of in-depth research went into developing these questionnaires. This research shows BEHAVIOR FORECASTER possesses very strong validity and reliability. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[48]=new Array("http://www.corporatecombat.com/passiii.html","Corporate Combat","Click Here to Order Are You Hiring ASSETS... or Liabilities? Hire the Right People... RIGHT NOW! • Hire top quality applicants • Reduce employee turnover • Enhance employee morale • Reduce theft • Minimize personnel problems • Improve profits by reducing hiring costs The P.A.S.S. III D.A.T.A. Survey is quick and easy to administer and instantly measures: Alienated Attitudes: an applicant \'s predisposed attitude toward supervisors, rules, pay, benefits, procedures, discipline, work habits and work ethic. Trustworthiness Attitudes: comparative attitude levels toward theft, trustworthiness, dependability and personal responsibility. Drug Attitudes: the applicant \'s attitude about the use and/or abuse of drugs and alcohol. Why use the P.A.S.S. III D.A.T.A. Survey ? Brevity - Only 100 items that are answered: \"Yes, \" \"? \" and \"No \" Quickness - Only 10-15 minutes required to complete the survey Convenience - On-site, simple form Ease of Administration - One large sheet or computer disk, no page-turning, and no separate answer sheet or complicated codes. Instant Scoring - Using NCR-type paper, the scoring template is simultaneously completed as the applicant checks the answers. Instant Analysis and Interpretation - Simply adding numbers and translating the data to relative risk levels, the employer will obtain the information he/she needs to know. No phoning in scores and waiting for the results. Local Control of the Decision-Making Process - Knowing the results from each part of the Survey immediately allows you to use this data with other assessment activities. It \'s the best interview tool available! Complete Support Material - Discussions concerning validity, reliability and legality as well as bibliographies and information pieces are available to all licensed users. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[49]=new Array("http://www.corporatecombat.com/esp.html","Corporate Combat - Employee Theft","Click Here to Order E.S.P.™ is the Employee Survey Predictor™ . ESP™ will evaluate the risks and hot issues in your company from your employees \' perspective. We have spent over 25 years and literally thousands of hours of interviewing employees who were fired, or resigned, for reasons that ranged from complex fraud issues to simple violation of company policies. Others quit to seek better employment, or to enhance their careers. Their reasons for their departure are too numerous to mention, but there was one common element in their leaving-each employee had knowledge of behaviors and activities that often proved detrimental to the company they once worked for. E.S.P.™ is the only survey of its kind that has been meticulously designed to elicit \"lost \" data in eight critical areas of your business. E.S.P.™ is convenient, easy to use, and highly effective-but most important-it is accurate! E.S.P.™ quantitatively tracks your company \'s performance on areas critical to the success of your business. This survey is invaluable as a: Diagnostic Tool Early Warning System Your Company \'s \"Personal Diary \" You can also use the E.S.P.™ to Reduce: Turnover Internal & External Theft Fraud Harassment Shoplifting Stress Anxiety Indecisiveness Improve: Profits Trustworthiness Morale Attitude Productivity Loyalty Prevent: Wrongful Discharge Defamation Slander Investigation Blunders Legal Skirmishes Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[50]=new Array("http://www.corporatecombat.com/subscribercertification.html","Corporate Combat - Employee Theft","Subscriber Certification of Use For Employment Reports To download the Certification Form in PDF format, Click Here FCRA Certifications and Release The company requesting Consumer Reports ( \"Subscriber \"), as such Consumer Reports are defined in 15 U.S.C. § 1681a(d), from provider of the Reports and/or Services and its third party data suppliers, (collectively referred to herein as \"Provider \") certifies that the information is being requested for the purpose of evaluating a consumer for employment, promotion, reassignment or retention as an employee and will be used for no other purpose. In compliance with the Federal Credit Reporting Act as amended by the Consumer Credit Reporting Reform Act of 1996 (the \"Act \"), ( \"Subscriber \") hereby certifies to Corporate Combat, Inc. ( \"CCI \") that it will comply with the following provisions: I. FCRA Certifications: 1. Subscriber will ensure that prior to procurement or causing the procurement of a consumer report or an investigative consumer report for employment purposes: a. A clear and conspicuous disclosure has been made in writing to the consumer at any time before the report is procured or caused to be procured, in a document that consists solely of the disclosure, that a consumer report may be obtained for employment purposes; and b. The consumer has authorized in writing the procurement of the report by the Subscriber. 2. In using a consumer report or investigative consumer report for employment purposes, before taking any adverse action based in whole or in part on the report, the Subscriber shall provide to the consumer to whom the report relates a. A copy of the report; and b. A description in writing of the rights of the consumer under this title, as prescribed by the Federal Trade Commission under 15 U.S.C. § 1681g(c)(3). 3. The information from the consumer report or investigative consumer report will not be used in violation of any applicable federal or state equal employment opportunity law or regulation. Subscriber, when requesting Investigative Consumer Reports, as such Investigative Consumer Reports are defined in 15 U.S.C. § 1681a(e), through Provider certifies that: a. Subscriber will clearly and accurately disclose to the consumer that an Investigative Consumer Report including information as to his character, general reputation, personal characteristics, and mode of living, whichever are applicable, may be made, and such disclosure: 1. Will be made in a writing mailed, or otherwise delivered, to the consumer, not later than three days after the date on which the report was first requested; and 2. Will include a statement informing the consumer of his right to request the additional disclosures provided for under 15 U.S.C. § 1681g(c), as set forth in (B) below; and b. Subscriber will, upon written request made by the consumer within a reasonable period of time after the receipt by him of the disclosure required in (A) above, make a complete and accurate disclosure of the nature and scope of the investigation requested. The disclosure will be made in writing mailed, or otherwise delivered, to the consumer not later than five days after the date on which the request for such disclosure was received from the consumer or such report was first requested, whichever is the later. II. Release Subscriber will keep all reports, whether oral or written, strictly confidential and, except as required by law, reveal no information from reports to any person except the person reported on or a person whose duty requires him to participate in the decision for the transaction for which the report was ordered. Subscriber will request no information for the use of any other person except with the written permission of Provider. If the person reported on, or his representative, request report information, they will be referred by Provider for disclosure under the Fair Credit Reporting Act or other applicable laws. Furthermore, Subscriber will hold Provider and its third party data suppliers, affiliated companies, and the officers, agents, employees, and independent contractors of Provider and its affiliates companies and third party data suppliers harmless on account of any expense or damage resulting from the publishing by Subscriber or employees or agents of Subscriber of report information contrary to the conditions in this Agreement. Provider and its third party data suppliers make no warranties, express or implied, with respect to any services or reports sold or that have been supplied by Provider and/or its third party data suppliers, including warranties and fitness for purpose, merchantability or accuracy and customer releases Provider and its third party data suppliers from liability for any negligence in connection with the preparation of reports and from any loss or expense suffered by Subscriber resulting directly or indirectly from reports and/or services provided by Provider and/or its third party suppliers. As consideration for the normal price charged for such reports, requestor agrees that the liability of Provider and/or its third party suppliers shall by limited to the refund of any price paid for a report or service that proves to be inaccurate, incomplete or otherwise unsatisfactory to Subscriber. Subscriber agrees that Provider and/or its third party suppliers shall not be liable for any consequential, special, indirect or incidental damages arising out of, or connected with, any report furnished except to the extent otherwise provided herein. Subscriber hereby acknowledges receipt of Summary of Consumer Rights (I. FCRA Certifications) and (II. Release). (Name of Subscriber)_______________________________(Title)_____________________ (Signature) _______________________________________ (Date)____________________ Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[51]=new Array("http://www.corporatecombat.com/obligationofusers.html","Corporate Combat - Employee Theft","Obligations of Users Under The FCRA To download this compliance form in PDF format, Click Here This document also is in a form prescribed by the Federal Trade Commission. It summarizes the obligations and responsibilities of persons who use consumer and investigative consumer reports. You are not required to give a copy of this document to anyone; it is included solely as a reference for you. Please read this document and retain it in your files. NOTICE TO USERS OF CONSUMER REPORTS: OBLIGATIONS OF USERS UNDER THE FCRA The federal Fair Credit Reporting Act (FCRA) requires that this notice be provided to inform users of consumer reports of their legal obligations. State law may impose additional requirements. This first section of this summary sets forth the responsibilities imposed by the FCRA on all users of consumer reports. The subsequent sections discuss the duties of users of reports that contain specific types of information, or that are used for certain purposes, and the legal consequences of violations. The FCRA, 15 U.S.C. 1681-1681u, is set forth in full at the Federal Trade Commission \'s Internet web site (http://www.ftc.gov). I. OBLIGATIONS OF ALL USERS OF CONSUMER REPORTS A. Users Must Have a Permissible Purpose Congress has limited the use of consumer reports to protect consumers \' privacy. All users must have a permissible purpose under the FCRA to obtain a consumer report. Section 604 of the FCRA contains a list of the permissible purposes under the law. These are: • As ordered by a court or a federal grand jury subpoena. Section 604(a)(1) • As instructed by the consumer in writing. Section 604(a)(2) • For the extension of credit as a result of an application from a consumer, or the review or collection of a consumer \'s account. Section 604(a)(3)(A) • For employment purposes, including hiring and promotion decisions, where the consumer has given written permission. Sections 604(a)(3)(B) and 604(b) • For the underwriting of insurance as a result of an application from a consumer. Section 604(a)(3)(C) • When there is a legitimate business need, in connection with a business transaction that is initiated by the consumer. Section 604(a)(3)(F)(i) • To review a consumer \'s account to determine whether the consumer continues to meet the terms of the account. Section 604(a)(3)(F)(ii) • To determine a consumer \'s eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant \'s financial responsibility or status. Section 604(a)(3)(D) • For use by a potential investor or servicer, or current insurer, in a valuation or assessment of the credit or prepayment risks associated with an existing credit obligation. Section 604(a)(3)(E) • For use by state and local officials in connection with the determination of child support payments, or modifications and enforcement thereof. Sections 604(a)(4) and 604(a)(5) In addition, creditors and insurers may obtain certain consumer report information for the purpose of making unsolicited offers of credit or insurance. The particular obligations of users of this \"prescreened \" information are described in Section V below. B. Users Must Provide Certifications Section 604(f) of the FCRA prohibits any person from obtaining a consumer report from a consumer reporting agency (CRA) unless the person has certified to the CRA (by a general or specific certification, as appropriate) the permissible purpose(s) for which the report is being obtained and certifies that the report will not be used for any other purpose. C. Users Must Notify Consumers When Adverse Actions Are Taken The term \"adverse action \" is defined very broadly by Section 603 of the FCRA. \"Adverse actions \" include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact -- such as unfavorably changing credit or contract terms or conditions, denying or canceling credit or insurance, offering credit on less favorable terms than requested, or denying employment or promotion. 1. Adverse Actions Based on Information Obtained From a CRA If a user takes any type of adverse action that is based at least in part on information contained in a consumer report, the user is required by Section 615(a) of the FCRA to notify the consumer. The notification may be done in writing, orally, or by electronic means. It must include the following: • The name, address, and telephone number of the CRA (including a toll-free telephone number, if it is a nationwide CRA) that provided the report. • A statement that the CRA did not make the adverse decision and is not able to explain why the decision was made. • A statement setting forth the consumer \'s right to obtain a free disclosure of the consumer \'s file from the CRA if the consumer requests the report within 60 days. • A statement setting forth the consumer \'s right to dispute directly with the CRA the accuracy or completeness of any information provided by the CRA. 2. Adverse Actions Based on Information Obtained From Third Parties Who Are Not Consumer Reporting Agencies If a person denies (or increases the charge for) credit for personal, family, or household purposes based either wholly or partly upon information from a person other than a CRA, and the information is the type of consumer information covered by the FCRA, Section 615(b)(1) of the FCRA requires that the user clearly and accurately disclose to the consumer his or her right to obtain disclosure of the nature of the information that was relied upon by making a written request within 60 days of notification. The user must provide the disclosure within a reasonable period of time following the consumer \'s written request. 3. Adverse Actions Based on Information Obtained From Affiliates If a person takes an adverse action involving insurance, employment, or a credit transaction initiated by the consumer, based on information of the type covered by the FCRA, and this information was obtained from an entity affiliated with the user of the information by common ownership or control, Section 615(b)(2) requires the user to notify the consumer of the adverse action. The notification must inform the consumer that he or she may obtain a disclosure of the nature of the information relied upon by making a written request within 60 days of receiving the adverse action notice. If the consumer makes such a request, the user must disclose the nature of the information not later than 30 days after receiving the request. (Information that is obtained directly from an affiliated entity relating solely to its transactions or experiences with the consumer, and information from a consumer report obtained from an affiliate are not covered by Section 615(b)(2).) II. OBLIGATIONS OF USERS WHEN CONSUMER REPORTS ARE OBTAINED FOR EMPLOYMENT PURPOSES If information from a CRA is used for employment purposes, the user has specific duties, which are set forth in Section 604(b) of the FCRA. The user must: • Make a clear and conspicuous written disclosure to the consumer before the report is obtained, in a document that consists solely of the disclosure, that a consumer report may be obtained. • Obtain prior written authorization from the consumer. • Certify to the CRA that the above steps have been followed, that the information being obtained will not be used in violation of any federal or state equal opportunity law or regulation, and that, if any adverse action is to be taken based on the consumer report, a copy of the report and a summary of the consumer \'s rights will be provided to the consumer. • Before taking an adverse action, provide a copy of the report to the consumer as well as the summary of the consumer \'s rights. (The user should receive this summary from the CRA, because Section 604(b)(1)(B) of the FCRA requires CRAs to provide a copy of the summary with each consumer report obtained for employment purposes.) III. OBLIGATIONS OF USERS OF INVESTIGATIVE CONSUMER REPORTS Investigative consumer reports are a special type of consumer report in which information about a consumer \'s character, general reputation, personal characteristics, and mode of living is obtained through personal interviews. Consumers who are the subjects of such reports are given special rights under the FCRA. If a user intends to obtain an investigative consumer report, Section 606 of the FCRA requires the following: • The user must disclose to the consumer that an investigative consumer report may be obtained. This must be done in a written disclosure that is mailed, or otherwise delivered, to the consumer not later than three days after the date on which the report was first requested. The disclosure must include a statement informing the consumer of his or her right to request additional disclosures of the nature and scope of the investigation as described below, and must include the summary of consumer rights required by Section 609 of the FCRA. (The user should be able to obtain a copy of the notice of consumer rights from the CRA that provided the consumer report.) • The user must certify to the CRA that the disclosures set forth above have been made and that the user will make the disclosure described below. • Upon the written request of a consumer made within a reasonable period of time after the disclosures required above, the user must make a complete disclosure of the nature and scope of the investigation that was requested. This must be made in a written statement that is mailed, or otherwise delivered, to the consumer no later than five days after the date on which the request was received from the consumer or the report was first requested, whichever is later in time. IV. OBLIGATIONS OF USERS OF CONSUMER REPORTS CONTAINING MEDICAL INFORMATION Section 604(g) of the FCRA prohibits consumer reporting agencies from providing consumer reports that contain medical information for employment purposes, or in connection with credit or insurance transactions, without the specific prior consent of the consumer who is the subject of the report. In the case of medical information being sought for employment purposes, the consumer must explicitly consent to the release of the medical information in addition to authorizing the obtaining of a consumer report generally. V. OBLIGATIONS OF USERS OF \"PRESCREENED \" LISTS The FCRA permits creditors and insurers to obtain limited consumer report information for use in connection with unsolicited offers of credit or insurance under certain circumstances. Sections 603(l), 604(c), 604(e), and 615(d) This practice is known as \"prescreening \" and typically involves obtaining a list of consumers from a CRA who meet certain preestablished criteria. If any person intends to use prescreened lists, that person must (1) before the offer is made, establish the criteria that will be relied upon to make the offer and to grant credit or insurance, and (2) maintain such criteria on file for a three-year period beginning on the date on which the offer is made to each consumer. In addition, any user must provide with each written solicitation a clear and conspicuous statement that: • Information contained in a consumer \'s CRA file was used in connection with the transaction. • The consumer received the offer because he or she satisfied the criteria for credit worthiness or insurability used to screen for the offer. • Credit or insurance may not be extended if, after the consumer responds, it is determined that the consumer does not meet the criteria used for screening or any applicable criteria bearing on credit worthiness or insurability, or the consumer does not furnish required collateral. The consumer may prohibit the use of information in his or her file in connection with future prescreened offers of credit or insurance by contacting the notification system established by the CRA that provided the report. This statement must include the address and toll-free telephone number of the appropriate notification system. VI. OBLIGATIONS OF RESELLERS Section 607(e) of the FCRA requires any person who obtains a consumer report for resale to take the following steps: • Disclose the identity of the end-user to the source CRA. • Identify to the source CRA each permissible purpose for which the report will be furnished to the end-user. • Establish and follow reasonable procedures to ensure that reports are resold only for permissible purposes, including procedures to obtain: (1) the identity of all end-users; (2) certifications from all users of each purpose for which reports will be used; and (3) certifications that reports will not be used for any purpose other than the purpose(s) specified to the reseller. Resellers must make reasonable efforts to verify this information before selling the report. VII. LIABILITY FOR VIOLATIONS OF THE FCRA Failure to comply with the FCRA can result in state or federal enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. Section 619 A Summary of Your (Applicant \'s) Rights Under the Fair Credit Reporting Act This document is in a form prescribed by the Federal Trade Commission. You may make copies of this document for your use. As noted above, this document must be provided to the applicant or employee if you intend to take any adverse action against him or her. The federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness, and privacy of information in the files of every \"consumer reporting agency \" (CRA). Most CRAs are credit bureaus that gather and sell information about you -- such as if you pay your bills on time or have filed bankruptcy -- to creditors, employers, landlords, and other businesses. You can find the complete text of the FCRA, 15 U.S.C. 1681-1681u, at the Federal Trade Commission \'s web site (http://www.ftc.gov). The FCRA gives you specific rights, as outlined below. You may have additional rights under state law. You may contact a state or local consumer protection agency or a state attorney general to learn those rights. • You must be told if information in your file has been used against you. Anyone who uses information from a CRA to take action against you -- such as denying an application for credit, insurance, or employment -- must tell you, and give you the name, address, and phone number of the CRA that provided the consumer report. • You can find out what is in your file. At your request, a CRA must give you the information in your file, and a list of everyone who has requested it recently. There is no charge for the report if a person has taken action against you because of information supplied by the CRA, if you request the report within 60 days of receiving notice of the action. You also are entitled to one free report every twelve months upon request if you certify that (1) you are unemployed and plan to seek employment within 60 days, (2) you are on welfare, or (3) your report is inaccurate due to fraud. Otherwise, a CRA may charge you up to eight dollars. • You can dispute inaccurate information with the CRA. If you tell a CRA that your file contains inaccurate information, the CRA must investigate the items (usually within 30 days) by presenting to its information source all relevant evidence you submit, unless your dispute is frivolous. The source must review your evidence and report its findings to the CRA. (The source also must advise national CRAs -- to which it has provided the data -- of any error.) The CRA must give you a written report of the investigation, and a copy of your report if the investigation results in any change. If the CRA \'s investigation does not resolve the dispute, you may add a brief statement to your file. The CRA must normally include a summary of your statement in future reports. If an item is deleted or a dispute statement is filed, you may ask that anyone who has recently received your report be notified of the change. • Inaccurate information must be corrected or deleted. A CRA must remove or correct inaccurate or unverified information from its files, usually within 30 days after you dispute it. However, the CRA is not required to remove accurate data from your file unless it is outdated (as described below) or cannot be verified. If your dispute results in any change to your report, the CRA cannot reinsert into your file a disputed item unless the information source verifies its accuracy and completeness. In addition, the CRA must give you a written notice telling you it has reinserted the item. The notice must include the name, address and phone number of the information source. • You can dispute inaccurate items with the source of the information. If you tell anyone -- such as a creditor who reports to a CRA -- that you dispute an item, they may not then report the information to a CRA without including a notice of your dispute. In addition, once you \'ve notified the source of the error in writing, it may not continue to report the information if it is, in fact, an error. • Outdated information may not be reported. In most cases, a CRA may not report negative information that is more than seven years old; ten years for bankruptcies. • Access to your file is limited. A CRA may provide information about you only to people with a need recognized by the FCRA -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. • Your consent is required for reports that are provided to employers, or reports that contain medical information. A CRA may not give out information about you to your employer, or prospective employer, without your written consent. A CRA may not report medical information about you to creditors, insurers, or employers without your permission. • You may choose to exclude your name from CRA lists for unsolicited credit and insurance offers. Creditors and insurers may use file information as the basis for sending you unsolicited offers of credit or insurance. Such offers must include a toll-free phone number for you to call if you want your name and address removed from future lists. If you call, you must be kept off the lists for two years. If you request, complete, and return the CRA form provided for this purpose, you must be taken off the lists indefinitely. • You may seek damages from violators. If a CRA, a user or (in some cases) a provider of CRA data, violates the FCRA, you may sue them in state or federal court. The FCRA gives several different federal agencies authority to enforce the FCRA: FOR QUESTIONS OR CONCERNS REGARDING: (CRAs, creditors and others not listed below) Federal Trade Commission Consumer Response Center - FCRA Washington, DC 20580 Phone: 202-326-3761 National banks, federal branches/agencies of foreign banks (word \"National \" or initials \"N.A. \" appear in or after bank \'s name) Office of the Comptroller of the Currency Compliance Management, Mail Stop 6-6 Washington, DC 20219 Phone: 800-613-6743 Federal Reserve System member banks (except national banks, and federal branches/agencies of foreign banks) Federal Reserve Board Division of Consumer & Community Affairs Washington, DC 20551 Phone: 202-452-3693 Savings associations and federally chartered savings banks (word \"Federal \" or initials \"F.S.B. \" appear in federal institution \'s name) Office of Thrift Supervision Consumer Programs Washington, DC 20552 Phone: 800-842-6929 Federal credit unions (words \"Federal Credit Union \" appear in institution \'s name) National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Phone: 703-518-6360 State-chartered banks that are not members of the Federal Reserve System Federal Deposit Insurance Corporation Division of Compliance & Consumer Affairs Washington, DC 20429 Phone: 800-934-FDIC Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission Department of Transportation Office of Financial Management Washington, DC 20590 Phone: 202-366-1306 Activities subject to the Packers and Stockyards Act, 1921 Department of Agriculture Office of Deputy Administrator - GIPSA Washington, DC 20250 Phone: 202-720-7051 Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[52]=new Array("http://www.corporatecombat.com/cctv.html","Corporate Combat - Employee Theft","Closed Circuit Surveillance Equipment • Our CCTV system specialists can design a security camera system that specifically meets the needs of your particular business. • Superior outdoor surveillance can be provided with high resolution, very low light cameras. Even total darkness is not problem with built-in infrared lights. • Continuous multiple camera recording is available for up to 16 cameras on one recorder, with full screen pictures for improved identification. • \"Auto Dome \" cameras can automatically scan, tilt, and zoom in on specific preprogrammed areas on alarm such as when a door would open. • Several camera control sites can be set up to view and control the CCTV system from various locations within your business. • Our CCTV system specialists will provide training on system operation, professional service, and continuing support for all of your security and loss prevention needs. • From remote video transmission to high quality recording, our specialists are always up-to-date on the latest technology. • Phone line video transmission allows you to view cameras from any remote location using a PC or laptop computer. • Digital recording is a superior alternative to video tape, providing better quality pictures, faster retrieval of stored video, and printing capability to a standard PC printer. • Wireless video cameras are available for covert surveillance, or for areas where cable cannot be run. CCI also carries \"Do-it-yourself camera kits \" as well as cameras in \"unlikely \" places such as: Tie clips, eye glasses, baseball caps, shirt button, exit signs, smoke detectors, clock radios, briefcases, wall pictures, boom box, air purifier, even functional electric pencil sharpeners. In order for CCI to propose the proper equipment for your location and specific circumstances, please tell us why you need the equipment. For example: • Are you thinking about using the equipment for the purpose of deterring shoplifting• • Are you planning to use the equipment as part of an internal theft or fraud investigation• • Describe the physical area where the hidden camera would be located. For example is the ceiling above which the camera will be \"hidden \" constructed of sheetrock, or a dropped (tiled) ceiling, etc• If the camera system is to be mounted externally, describe the physical construction of the area i.e., is the ceiling open, sheet-rocked, drop-tiled, etc. This is important when considering running cable. • Is the area where the camera would be monitoring brightly lit, or is the area dim as in some restaurant environments• • How long do you plan to store the video recorded information• • What are the distances the camera will need to cover• These are sample questions that will greatly assist the specialist in designing an accurate system proposal for your business. DON \'T PURCHASE MORE THAN YOU NEED! We have repeatedly redesigned competitor \'s proposals that included far less and still designed a system that easily met or exceeded the competitor \'s INFLATED proposal. Call 877-226-6228, or email your request to Info@CorporateCombat.com Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[53]=new Array("http://www.corporatecombat.com/frontline/default.htm","Welcome to Frontline","You have reached Corporate Combat \'s FRONTLINE TM .	Please enter code number on your FRONTLINE TM card then click on the enter button below.	NOTE: You will never be asked to identify yourself!","null","null","");arrFiles[54]=new Array("http://www.corporatecombat.com/index.cfm","Corporate Combat","Welcome to Corporate Combat™ Corporate Combat™ has been detecting and preventing business loss since 1972. We specialize in asset recovery and retention and have the credentials and track record to prove our effectiveness. This site offers you a review of the essence of Corporate Combat™ and provides prices, benefits, features, and a \"side-by-side \" comparison of programs to help you in your decision-making process. Imagine calling your attorney, business consultant, or accountant, and asking him or her to charge you a small, flat fee no matter how many times you call and request their expert advice and opinions. In addition, imagine them discounting their other offerings as well. We actually posed this scenario in several seminars and received a hearty laugh every time. Well, we don \'t think it is really all that funny. That is why we are inviting you to join a unique and extraordinary program. The program is not imaginary --it is real and it will pay for itself-- so there is no reason not to join! Whether you are looking to conduct background checks , or you require consulting on sensitive issues such as fraud investigations or termination strategies, Corporate Combat™ can help you fast, easy, and very economically. Please keep in mind that we must set a limit on free consulting, discounts, and free Internet features. Why? It doesn \'t make good business sense to give away things for free to everyone, and the free features are not just for a \"limited time only \"-they are for the LIFE of the membership. We are recognizing those who enlist early with a member status of a \" Five-Star General \" (FSG \'s get all the free stuff.) This truly is a first-come, first-served opportunity. FSG membership positions are being filled quickly. If you have any questions about Corporate Combat, Inc., or would like to know how to become a member, call toll-free 1-877-226-6228 (1-USS-C-COMBAT). Home | About | Benefits | Products | FAQ \'s | Become A Member | Non-Members 5-star generals | Other Pricing | Guarantee | Search Types | Frontline | Rations Statistics | Confessions | Newsletter | Meet V.I.C. | TOUR Site | Free! Free! We are looking forward to you joining other members who \"Use the Site & Win the Fight!™ \"","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[55]=new Array("http://www.corporatecombat.com/form3samplerelease.htm","Corporate Combat","To download this form in PDF format Click Here Authorization for Release of Information INSTRUCTIONS: Please PRINT CLEARLY . It is important that this form is FILLED OUT ACCURATELY and COMPLETELY . Errors and/or omissions on this form can result in significant delays or termination of the application process. Order Number: Company: Requester: Phone: Fax: E-Mail: NOTICE TO APPLICANTS: The information requested below is for the sole purpose of conducting a background investigation that includes, among other things, a criminal records check. The existence of a prior criminal record will not necessarily make you ineligible for employment. It is our policy to evaluate any adverse information obtained in the background investigation based on a range of factors including, but not limited to, employment history and the time, nature, and job-relatedness of the offense. The information on this form, along with the final report, will be held in confidence. Information regarding age, sex, race, religion, national origin and disability will not be a factor in any employment decision including, but not limited to, hiring, promotion, evaluation, compensation or termination. First Name Middle Name Last Name Maiden or Other Names Formerly Used (Mother’s Maiden Name Outside USA and Canada) Date Last Used - Month/ Year Date of Birth Social Security Number/Social Insurance Number (Canada) Do you have a Valid Driver \'s License? Drivers License Number State Current Address City/Province/Town/Village County State/Country Zip/Postal Code Home Phone I certify that the information given on this background investigation form is true and complete to the best of my knowledge. I understand that should any statement I have made prove false, misleading, or erroneous that my application for employment may be rejected, or if employed, I may be discharged immediately. I hereby authorize this company, its corporate affiliates, its employees, its authorized agents and representatives to verify all information contained in this form or in my application and to inquire into my character, general reputation, personal characteristics and mode of living. I further understand that should I accept an offer of employment, the company may have need to update this information or conduct subsequent investigations from time to time during my employment, and I expressly authorize such acts. I understand that this background investigation may include the checking of sources such as: • PREVIOUS EMPLOYERS • CREDIT INFORMATION • DRIVING RECORDS • FEDERAL, STATE, AND COUNTY CRIMINAL HISTORY RECORDS • EDUCATIONAL INSTITUTIONS • PROFESSIONAL LICENSING AUTHORITIES • CHILD WELFARE AGENCIES • AND ANY OTHER RECORD REPOSITORY THAT IS DEEMED NECESSARY TO COMPLETE INVESTIGATION I hereby release this company, its corporate affiliates, its employees, its authorized agents and representatives and all others involved in this background investigation from any liability in connection with any information they give or gather, and any decisions made concerning my employment based on such information. I understand that any offer of employment I receive is contingent upon the successful completion of the background investigation. I further understand that I have a right, under Section 606(B) of the Fair Credit Reporting Act, to make a written request to this company within a reasonable period of time for a complete and accurate disclosure of the nature and scope of the investigation requested. ______________________________________________ __________________________ Please Sign on above line Date Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[56]=new Array("http://www.corporatecombat.com/benefit1.htm","Benefits of Membership","Get quick, effective loss prevention solutions. Interpret body language & unmask deception. Investigate fraud with pin-point accuracy. Respond to problems appropriately & legally. Conduct productive integrity interviews. Reduce employee turnover. Build an aware & honest workforce. Avoid time-consuming pitfalls & barriers. Engage in \"out-of-the-box \" thinking. Develop legal & effective policies. Prevent internal & external theft. Conduct background checks. Apply sure-fire termination strategies. Learn about courtroom tactics & procedures. Improve the company \'s bottom line. Get quick, effective loss prevention solutions. Loss prevention issues need to be resolved sooner rather than later. Corporate Combat \'s Virtual Investigative Consultant (V.I.C.) will assist you in resolving these issues in a quick and efficient manner. To see an example of how V.I.C. can help you click here . Return to the list of benefits. Interpret body language & unmask deception. Learn how and why people exhibit certain behaviors. Heighten your awareness and detect deception that is often associated with fraud. Return to the list of benefits. Investigate fraud with pin-point accuracy. Develop strategies that fit the circumstances of the fraudulent behavior. Avoid common mistakes such as overreaction, premature confrontation, insufficient evidence, invasion of privacy, and entrapment. Learn to study by close examination and systematic inquiry. Return to the list of benefits. Respond to problems appropriately & legally. When do you confront a suspected thief? How do you deal with the employee with an attitude problem that affects other employees? These, and hundreds of other sensitive issues, need to be handled properly and by the book. Return to the list of benefits. Conduct productive integrity interviews. There are twelve critical elements that must be understood and applied in order to conduct successful, consistent integrity interviews. When you conduct interview after interview successfully, without having to use any evidence, you are doing things correctly and methodically. To see an example of how V.I.C.can assist you in analyzing confessions click here. Return to the list of benefits. Reduce employee turnover. Keep honest employees honest and rid yourself of those who poison the work environment with their poor attitudes and corrupt behavior. Return to the list of benefits. Build an aware & honest workforce. Hiring honest and reliable employees is what every business desires, but few practice due diligence in the selection process where these qualities are evaluated. Learn to hire the best and avoid the rest through proven \"right-hire \" techniques and pre-employment tools. Return to the list of benefits. Avoid time-consuming pitfalls & barriers. When you fail to plan, you plan to fail. Simulation helps you resolve problems long before they manifest themselves. Apply the simulation techniques that the experts use. Experts are what they are because they practice before they apply. The application becomes their experience for tomorrow. Each future situation becomes easier to resolve. Return to the list of benefits. Engage in \"out-of-the-box \" thinking. Corporate Combat TM gives you targeted solutions to most of your loss prevention problems while allowing you the freedom to adjust the resolution process to your own style. You \'ll learn to \"think on your own \" and come up with creative, appropriate, and legal solutions. Return to the list of benefits. Develop legal & effective policies. Do your employees really know and understand your company \'s policies and procedures? Are they outdated? Do all the employees operate under the same set of rules? Are your policies and procedures discriminatory? Are they illegal? Are they biased? Return to the list of benefits. Prevent internal & external theft. The most effective deterrent to internal and external fraud and theft is YOU! What are you doing to be a deterrent to the two primary reasons businesses fail? Preventing fraud and theft is much easier than you think and not nearly as painful as you might have imagined. Return to the list of benefits. Conduct background checks. As the demand for quality employees increases, the need to adequately screen your applicants becomes essential. Obtain meaningful and timely information that will help you make better, more informed hiring decisions. To see an example of a background check click here. Return to the list of benefits. Apply sure-fire termination strategies. When is the best time of day to terminate an employee? What is the best day? Where is the appropriate place to conduct the termination? How can you avoid wrongful discharge? How do you prepare for the termination? AND more! Return to the list of benefits. Learn about courtroom tactics & procedures. \"See you in court! \" These words are taken for granted until one day you are notified that your company–and possibly you–is being sued by a disgruntled employee, or ex-employee. Learn some general tips regarding the tactics and techniques used by attorneys to \"trip you up. \" Also, learn how to provide clear and convincing testimony. Return to the list of benefits. Improve the company \'s bottom line. Corporate Combat TM is designed to assist you in minimizing losses due to fraud, theft, and costs associated with other types of deviant behavior. Preventing and mitigating such losses can only do one thing–improve the bottom line! Return to the list of benefits. [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[57]=new Array("http://www.corporatecombat.com/feature1.htm","Features of Corporate Combat","Virtual Investigative Consultant V.I.C. provides targeted solutions for loss prevention issues. To see V.I.C. in action click here. Access to Background Checks Analyze the applicant and make informed hiring decisions. To see a background report click here. Case Profiling Prioritize, analyze, and keep track of current [fraud] cases. Conforms to Personal Usage Corporate Combat TM is in \"harmony \" with your style of business. Personal Library Build your own Corporate Combat TM reference library. Virtual Pocket Field Book Your Corporate Combat TM \"top-secret \" diary. Fully Secured You receive state-of-the-art protection of vital data. Confidential Password Access CPA and a Digital Certificate Identification for added security. High-Speed Access No bottlenecks! You get information when you need it. Updated Daily You receive up-to-date \"fresh \" information. Industry News & Tips Information to keep you alert and informed. FAQ Answers to loss prevention \'s most frequently asked questions. [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[58]=new Array("http://www.corporatecombat.com/about1.htm","About Corporate Combat","Loss Prevention Specialists, Inc. of Minnesota (LPS) has been winning the battle against fraud and deception for over a quarter of a century. Our experience has resulted in programs that: are used in over forty different industries. are based on facts; not on theories or hypothetical situations. provide sound, practical, expert advice and positive action. have resolved thousands of internal and external fraud issues resulting in hand-written confessions* totaling millions of dollars in losses. (*Includes over 1,000 consecutive hand-written confessions, with an overall hand-written confession rate of 99.99%!) To see an example of how V.I.C. (Virtual Investigative Consultant) can assist you in analyzing confessions click here. LPS has joined forces with Corporate Combat, Inc., a powerful Internet loss prevention service provider. Together, they have unveiled a revolutionary new weapon called CORPORATE COMBAT TM . It was established by experts through extensive research, practical experience, and literally thousands of hours of field application. The result is a loss prevention arsenal ready to deploy and use at your command! Enlistment in CORPORATE COMBAT TM will enable you to access your own virtual loss prevention command center complete with on-line consulting and training services. These services provide employers with thousands of targeted solutions to fight all types of fraud and deceit. Profit from proven results! IMAGINE… 24 hours a day, 7 days a week, 365 days a year YOUR OWN virtual: Private Investigator… Security Consultant… Loss Prevention Trainer… Certified Fraud Examiner**… ** \"Certified Fraud Examiners have an edge. \" (U.S. News & World Report.) CCI operations are overseen by a Certified Fraud Examiner and other experts in the field of loss prevention. A Certified Fraud Examiner is a specialist in the detection and/or deterrence of a wide variety of fraudulent conduct–from discovering employees or executives who misappropriate company assets to assisting investors who are defrauded in the course of commercial transactions. All CFE \'s must meet the rigorous criteria for admission to the Association of Certified Fraud Examiners. Historically, only one in five candidates passes the examination of the first attempt. Thereafter, they must exemplify the highest moral and ethical standards, and must agree to abide by the bylaws of the Association and the Certified Fraud Examiner Code of Professional Ethics. A Certified Fraud Examiner is responsible for resolving allegations of fraud; obtaining evidence; taking statements and writing reports; testifying to findings; and assisting in the prevention and detection of fraud. Certified Fraud Examiners are employed by most major corporations and governmental agencies in the United States, as well as by similar organizations throughout the world. CFE \'s are also utilized in the private sector where they provide investigative and consulting services to law firms, business enterprises, and others in the areas of litigation support, fraud investigation, and fraud prevention. The mission of the Association of Certified Fraud Examiners is to reduce the incidence of fraud and white-collar crime, and to assist the Membership in its detection and deterrence. [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[59]=new Array("http://www.corporatecombat.com/confession2.htm","Corporate Combat - Employee Theft","Text Version of Hand-written Confession 1 *Click on the back button on your browser to review the bookkeeper \'s confession. Actual Hand-written Confession 1 Analysis Click here to see pharmacist \'s hand-written confession. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[60]=new Array("http://www.corporatecombat.com/feature4.htm","Corporate Combat - Employee Theft","Are you aware of the liability associated with inadequate employment screening methods? Negligent Hiring	Negligent Retention	Negligent Referral	Respondeat Superior Holds an employer liable for hiring an unfit applicant.	Holds an employer liable for retaining an unfit employee.	Holds an employer liable for providing misleading employment history.	Holds an employer vicariously liable for harms inflicted by a negligent employee. In today \'s marketplace, employment screening is a very important aspect in the hiring process. As the demand for quality employees increases, the need to adequately screen your applicants becomes essential. Let Corporate Combat TM provide a thorough analysis of potential employees by providing meaningful and timely information that will help you make better, more informed hiring decisions. Corporate Combat TM provides a secure, encrypted transmission of search information such as criminal records, credit reports, motor vehicle records, social security number verification, civil records, bankruptcy, liens, judgments, collection items, education verification, employment history, plus 40 more search types which include sexual offender status. THIS IS NOT INFORMATION YOU WANT TO KNOW…THIS IS INFORMATION YOU NEED TO KNOW TODAY—NOT WHEN IT \'S TOO LATE! (Actual background check of a prospective manager for a well-known restaurant) --- June 17, 1999 Applicant: ************ To: ************ ****** *********, Inc. ************ ******** Maple Grove, MN 55311 From: WHU Loss Prevention Specialists, Inc. 6279 University Ave. NE Fridley, MN 55432 Addresses On Record: Same as supplied by applicant. Previous Employer: 1) General Manager, ************ 2) ************ Market Credit: Nine accounts. Negative Ratings: one \'2 \'; one \'3 \'; one \'4 \'; three \'9 \'s. There are four unpaid collection items: One in the amount of $214 dated 02/98 to ***** Hospital; one in the amount of $1,050 dated 04/98 to ****** Hospital; one in the amount of $208 dated 09/97 to ****** Physicians; one in the amount of $78 dated 11/98 to ******* Pizza. ************ is currently $3,343 past due with three of his accounts. ************ lists 15 inquiries since January of 1999 on his credit, all related to purchase of auto. Driving Record: Driver \'s license revoked . Three driving while intoxicated violations. Criminal Record: Arrested 11/14/91 and charged with Criminal Sexual Conduct - first degree-penetrate. Disposition: Convicted . Level: Felony . Pronounced sentence: 87 months . Correction facility: Stillwater Prison . If you have any questions regarding this information, do not hesitate to call our office. Sincerely, William H. Urban, CFE Investigator-LPS Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[61]=new Array("http://www.corporatecombat.com/contact1.htm","Contact Corporate Combat","Be one of the first to participate in the many unique benefits Corporate Combat™ has to offer. For more information call one of our representatives at 1-877-226-6228 (1-USS-C-COMBAT). Name Title Company Name Address City State Pick a State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Other Country Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming ZIP/Postal Code Phone Number Fax Number Email Address I am interested in: special offers. being added to the mailing list. Comments [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[62]=new Array("http://www.corporatecombat.com/benefit2.htm","Benefits of Membership","Integrity Interviewing can be thought of as an interrogation, or what can be better described as \"The gentle art of interviewing. \" If you suspect an employee of wrongdoing you can do one of three things. 1) You may prematurely confront the suspect and get no—or minimal—results. 2) You may choose to yell at, order, preach at, threaten, argue with, judge, ridicule, lecture, moralize, and/or be condescending towards the suspect and be sued. 3) Or, you can learn how to conduct a productive Integrity Interview and achieve results similar to the actual confessions below . (Excerpts have been edited for privacy) \"Don \'t think there are no crocodiles because the water is calm. \" –Malayan proverb (Excerpts from actual hand-written confessions*) \"Over the last two years I have stolen about $249,000 in cash by destroying daily tickets. On the average I stole about $2,000 a week . One reason I stole was to pay some bills but the main reason was to keep me in the bars at night drinking and playing pull tabs. I feel a great weight has been lifted from me now that I can talk about this. I have a sick feeling in my stomach because of what I did, not only to a company but to a very close personal friend. \" – Manager, rental store \"I started work at ||||||||||||||||| on May 9. On May 11 I stole $200 in cash , on May 14 I stole $200 , on May 15 I stole $400 , on May 16 I stole $600 . On May 10, 12, 13, 17, I did not work. \" (On May 18–by 1:30 p.m.–he had stolen $160 . He was arrested at 3:15 p.m.) – Clerk, drug store \"I have stolen about $54,500 in cash, merchandise, and by giving unauthorized discounts . I also know of 16 other employees who are stealing from ||||||||. \" – Assistant Manager, sporting goods store \"During my employment I have stolen about $208,000 in cash and $5,400 in merchandise from |||||||||||||||||. I stole the money by not ringing customer sales, and the merchandise by carrying items out in a bag. I was put in a position of trust and violated this trust, therefore making it easier to steal. \"	(For more detailed information on this case click here .) – Pharmacist, grocery/drug store chain *Source: Internal Fraud study entitled, \"The Silent Partner. \" To see an example of how Corporate Combat TM uses actual hand-written confessions and illustrations to teach you how to become a proficient interviewer, click here ! [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[63]=new Array("http://www.corporatecombat.com/statistics1.htm","Fraud Statistics","Consider the following casualties: The percentage of resumes and job applications that contain lies and exaggerations has been estimated between 30 and 80 percent. (Security Management Magazine) 5% of professional hires have criminal records . (Source: HR Logic) 75% of internal theft is undetected. ( \"How to Identify Dishonesty Within Your Business \") Several studies estimate employee theft and dishonesty costs U.S. businesses between $60 billion and $120 billion per year , not including the billions spent on protecting against theft. ( \"How to Identify Dishonesty Within Your Business \") Insider theft is growing at 15% annually . (Justice Department) Employee theft amounts to 4% of food sales at a cost in excess of $8.5 billion annually . 75% of inventory shortages are attributed to employee theft. (National Restaurant Association) The Labor Law Industry has increased by 2200% . (Equal Employment Opportunity Commission) Employee theft costs between 1/2%-3% of a company \'s gross sales . Even if the figure is 1%, it still means employees steal over a billion dollars a week from their employers . ( \"How to Identify Dishonesty Within Your Business \") To return to previous screen click here. [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[64]=new Array("http://www.corporatecombat.com/feature2.htm","Features of Corporate Combat","Sample of Corporate Combat \'s \" V irtual I nvestigative C onsultant! \" \"I have provided an example below illustrating how I can help you to interpret body language and unmask deception. \" Q: What is the difference between a minor and major gesture and how do they relate? Q: Are there clues to deception in a suspect \'s voice? Q: Is an absence of gestures a clue to deceit? A: When a major gesture is made, such as a shift in the suspect \'s torso or gross movements of the head or limbs, look for a SMALLER gesture or mannerism to accompany it. The smaller gesture is usually in the form of a facial expression. The major body gesture is often done to MASK the facial expression the suspect is attempting to hide. Pay careful attention to what was said that caused such a reaction and remain on that theme or line of questioning. Be aware that a suspect who thinks you might have caught on to his or her \"shifting \" of position may \"complain \" of having a bad back or that the chair is uncomfortable. This is likely a VERBAL masking. For other question/answer examples click here . [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[65]=new Array("http://www.corporatecombat.com/tour2.htm","Tour of Member Site 2 of 6","Easy-Click Menu When you select a category a drop-down menu will appear–along with subcategories where applicable–as illustrated with the Newspaper Button . The activated News Button (shown here) displays News Articles By Primary Category –followed by subtopic–that covers important and timely Loss Prevention and Human Resource issues. Other menu buttons will display various categories that will virtually provide Consulting, Training, a personal library of Laws, Forms, Confessions, and other items to make uncomfortable situations easy to handle and resolve. Knowledge Is Power The Magnifying Glass Button will help you conduct domestic as well as foreign Background Checks or Searches . All guesswork and unnecessary navigation steps have been removed. The four-step process required to conduct a thorough background check could not be any simpler. You supply the subject \'s information, confirm the data, select the desired inquiries, and submit the order. You \'ll soon have the knowledge that gives you –not the applicant– the advantage .","null","null","");arrFiles[66]=new Array("http://www.corporatecombat.com/quiz1.htm","Corporate Combat - Employee Theft","The following is a sample quiz to test your loss prevention I.Q. 1. According to a Department of Commerce study, how many employees steal from their employers? 18% 25% 33% 100% 2. How much do businesses lose annually to cash and merchandise thefts committed by employees? $800 million $75 billion $25 billion $200 billion 3. What percent of inventory shortages can be attributed to employee theft? 15% 37% 45% 75% 4. The percentage of resumes and job applications containing lies and exaggerations is estimated between: 7 and 10% 15 and 25% 30 and 80% 5. Because thieves are devious, theft indicators are often few in number and well-disguised. True False 6. What element of a fraud case must you prove if you expect to win in court? Motive Intent Opportunity All three 7. As much as what percent of communication occurs at the nonverbal level? 15 - 25% 35 - 50% 55 - 70% 75 - 90% 8. Why are employers reluctant to believe fraud exists? Their personal belief or philosophy that every person should be trusted first, and doubted second. Because of fraud \'s hidden nature. Most employers feel they are so good at intuitive hiring; that it would be impossible to hire a thief. The results of fraud incidents are not well publicized, therefore minimizing the awareness of fraud. 9. One of the most effective techniques you can use to catch a suspected thief is to: Don \'t do anything. Most thieves will stop stealing on their own once they come to their senses. Scare the thief into surfacing (e.g., post shortages, use circumstantial evidence to compel a suspect to \"talk \"). Stress policies regarding the consequences of stealing. Act naive. 10. What percent of business failures are a result of occupational fraud? 30% 40% 50% 60% Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[67]=new Array("http://www.corporatecombat.com/offerintro.cfm","Special Limited Tme Offer!","Please feel free to tour the member site at this time by clicking on the \"Tour Member Site \" picture above. You will be brought back to this page upon completion of the tour. Enter the Access Code you received from a CCI Representative, a Brochure, or a Mailing, into the Access Code box, then click on the \"ACCESS CODE \" button . Access Code: If you have not received an Access Code, please click on the \"NO ACCESS CODE \" button. THERE \'S MORE! We encourage you to visit this site in its entirety to learn about the unique benefits and special features Corporate Combat offers its members. The Tour Member Site is a great place to begin if you want to get a \"feel \" for the bigger picture, but some of you may want to look at the \"details \" of what is available to current members anytime-day or night! WHAT HAPPENS WHEN I LEAVE THIS SPECIAL OFFER PAGE? You \'ll discover why companies are calling Corporate Combat their Loss Prevention Headquarters! When you are ready to return to this Special Offer area you can do so anytime by scrolling to the bottom of any page you are viewing and simply click on [Special Offer!] . If you have any questions, call a representative toll-free at 1-877-226-6228 (1-USS-C-COMBAT). [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[68]=new Array("http://www.corporatecombat.com/tour5.htm","Tour of Member Site 5 of 6","Make Your Case The Folder Button , found just under the Question Mark Button, is quite unique. This feature allows you to perform several extremely important functions called Case Profiling . These profiles are designated as Active, Closed, and Special cases. They are a record of your experience–GOOD and BAD. The Active cases consist of those employees or suspects you are currently investigating. Closed cases are those that you have archived and no longer need to spend time dealing with. Special cases are those that, for some reason, offer a \"unique \" insight that would be very useful or important to the success of future cases. Targeted Advice To begin an Active case you complete a Create A New Profile form. This form offers \"bits \" of wisdom as you begin your sensitive investigation. You \'ll notice icons in the form of targets to the left of the questions. These targets are only activated when you want them to be. If you desire additional advice on the selected portion of the profile, then simply click on the target to the left of the question. A pop-up window (as shown here) containing \"targeted \" information will appear. As with other windows described earlier in the tour, this one can also be moved and resized. The Target Feature is also included in the Closed and Special case profiles (not pictured here.)","null","null","");arrFiles[69]=new Array("http://www.corporatecombat.com/tour3.htm","Tour of Member Site 3 of 6","Effective Solutions The Question Mark Button (V.I.C. - Virtual Investigative Consultant) provides thousands of key questions along with concise answers that are vital to providing solutions to loss prevention and human resource issues. The first screen shows the Theft/Fraud/Embezzlement module– ONE OF ELEVEN MODULES – listing its relative Topics . The second screen displays the Questions found in the selected topic. The third screen displays the Answer to the selected question, along with Supplemental Information . Navigating back to additional questions or to select a different topic within the module is easy. Just click the Back To Questions or Back To Topics buttons. Categorized & Organized! This sample is from the Hiring module. OTHER MODULES include: Decision-Making & Preparation Analyzing Behavior & Body Language Loss Prevention Policy Investigations Integrity Interviewing & Interrogations Firing Shoplifting Courtroom Tactics Theme Development &	Advanced Interviewing","null","null","");arrFiles[70]=new Array("http://www.corporatecombat.com/tour4.htm","Tour of Member Site 4 of 6","Articles, Laws... Where appropriate–as in this example–V.I.C. supplies Related Articles, Laws, Forms, and/or Confessions that pertain to the selected question. The appropriate Forms and Laws appear inside pop-up windows that remain on the screen as you navigate through other forms or laws. This feature eliminates time-wasting navigation and unnecessary clicks. The top pop-up window is an example of a form and the bottom pop-up window is an example of a law-both of which are related to the selected question. You may move and resize the window to your desire. Forms can be downloaded and customized! Confessions, Forms... A unique and interesting feature–as illustrated in this example–are the Related Confessions that pertain specifically to the selected question. The Confessions appear inside pop-up windows that can be moved and resized. Confessions are offered in two versions. The first is the actual hand-written confession , and the second is the exact word-for-word text version of that confession. Both are displayed inside pop-up windows for easy review. The text version also contains a sidebar column that explains details and insight found within the confession. This feature is great for those of you interested in learning more about the art of interrogation and unique investigative tactics.","null","null","");arrFiles[71]=new Array("http://www.corporatecombat.com/tour6.htm","Tour of Member Site 6 of 6","Headquarters We brought you Home again to talk to you briefly about the other important buttons. Library Books : This feature offers a wealth of information concerning Laws, Forms, Confessions, and other pertinent data you will need to know. Telephone : We invite your ideas, comments suggestions, and any recommendations you feel will help you and other members to obtain the most benefits from Corporate Combat. NOTE : The menu bar scrolls for easy navigation and selection between categories and topics. It automatically adjusts according to your window size and category choice. Virtual Field-Book When demonstrating this site to our initial audience of eager \"detectives, \" they were surprised at the depth and scope of the content it offers. This page is also very unique. Give us a call and we \'ll explain how it–and others not shown in the tour–works. Next Step Thank you for taking this \"mini \" tour. To take an interactive demo tour of the \"LIVE \" site click on \"Live Demo. \" To become a member click on the \"Enlist \" button below. To return to the site click on the \"Home \" button below.","null","null","");arrFiles[72]=new Array("http://www.corporatecombat.com/step1of5.htm","Contact Corporate Combat","Member Information Please complete the following form then click on the \"Next Step \" button. Name Title Company Name Address City State Pick a State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Other Country Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming ZIP/Postal Code Phone Number Fax Number Email Address The following steps 2 through 5 require you to print the Agreements and forward them to CCI for processing. You can print them by selecting print from your browser. A final screen will provide simple instructions on what you need to do after you have completed the agreements. If you have any questions during this process, please feel free to call us toll-free at 1-877-226-6228 (1-USS-C-COMBAT)","null","null","");arrFiles[73]=new Array("http://www.corporatecombat.com/entry0.html","Corporate Combat - Background Checks","Welcome to Corporate Combat™ Corporate Combat™ has been detecting and preventing business loss since 1972. We specialize in asset recovery and retention and have the credentials and track record to prove our effectiveness. Because we respect the time of our visitors we have developed several \"friendly \" sites. We highly suggest you visit CorporateCombat.com which is our comprehensive informational site, to get a full understanding of what Corporate Combat™ is, and what we offer our members. This site offers you a review of the essence of Corporate Combat™ and provides prices, benefits, features, and a \"side-by-side \" comparison of programs to help you in your decision-making process. Imagine calling your attorney, business consultant, or accountant, and asking him or her to charge you a small, flat fee no matter how many times you call and request their expert advice and opinions. In addition, imagine them discounting their other offerings as well. We actually posed this scenario in several seminars and received a hearty laugh every time. Well, we don \'t think it is really all that funny. That is why we are inviting you to join a unique and extraordinary program. The program is not imaginary --it is real and it will pay for itself-- so there is no reason not to join! Whether you are looking to conduct background checks , or you require consulting on sensitive issues such as fraud investigations or termination strategies, Corporate Combat™ can help you fast, easy, and very economically. Please keep in mind that we must set a limit on free consulting, discounts, and free Internet features. Why? It doesn \'t make good business sense to give away things for free to everyone, and the free features are not just for a \"limited time only \"-they are for the LIFE of the membership. We are recognizing those who enlist early with a member status of a \" Five-Star General \" (FSG \'s get all the free stuff.) This truly is a first-come, first-served opportunity. FSG membership positions are being filled quickly. If you have any questions about Corporate Combat, Inc., or would like to know how to become a member, call toll-free 877-226-6228 (USS-C-COMBAT). Home | About | Benefits | Products | FAQ \'s | Become A Member | Non-Members 5-star generals | Other Pricing | Guarantee | Search Types | Frontline | Rations Statistics | Confessions | Newsletter | Meet V.I.C. | TOUR Site | Free! Free! We are looking forward to you joining other members who \"Use the Site & Win the Fight!™ \"","Bill Urban, corporate combat, security background checks, loss prevention, pre-employment screening, prevent employee theft, employee theft, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, assessment tests, job fit assessments, criminal record, reference check, applicant dishonesty, employee theft, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, criminal checks, national criminal checks, criminal background, education verification, employment verification, credential verification, motor vehicle report","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[74]=new Array("http://www.corporatecombat.com/entry3.html","Corporate Combat - Loss Prevention Solutions","Welcome to Corporate Combat™ Corporate Combat™ has been detecting and preventing business loss since 1972. We specialize in asset recovery and retention and have the credentials and track record to prove our effectiveness. Because we respect the time of our visitors we have developed several \"friendly \" sites. We highly suggest you visit CorporateCombat.com which is our comprehensive informational site, to get a full understanding of what Corporate Combat™ is, and what we offer our members. This site offers you a review of the essence of Corporate Combat™ and provides prices, benefits, features, and a \"side-by-side \" comparison of programs to help you in your decision-making process. Imagine calling your attorney, business consultant, or accountant, and asking him or her to charge you a small, flat fee no matter how many times you call and request their expert advice and opinions. In addition, imagine them discounting their other offerings as well. We actually posed this scenario in several seminars and received a hearty laugh every time. Well, we don \'t think it is really all that funny. That is why we are inviting you to join a unique and extraordinary program. The program is not imaginary --it is real and it will pay for itself-- so there is no reason not to join! Whether you are looking to conduct background checks , or you require consulting on sensitive issues such as fraud investigations or termination strategies, Corporate Combat™ can help you fast, easy, and very economically. Please keep in mind that we must set a limit on free consulting, discounts, and free Internet features. Why? It doesn \'t make good business sense to give away things for free to everyone, and the free features are not just for a \"limited time only \"-they are for the LIFE of the membership. We are recognizing those who enlist early with a member status of a \" Five-Star General \" (FSG \'s get all the free stuff.) This truly is a first-come, first-served opportunity. FSG membership positions are being filled quickly. If you have any questions about Corporate Combat, Inc., or would like to know how to become a member, call toll-free 877-226-6228 (USS-C-COMBAT). Home | About | Benefits | Products | FAQ \'s | Become A Member | Non-Members 5-star generals | Other Pricing | Guarantee | Search Types | Frontline | Rations Statistics | Confessions | Newsletter | Meet V.I.C. | TOUR Site | Free! Free! We are looking forward to you joining other members who \"Use the Site & Win the Fight!™ \"","Bill Urban, corporate combat, security background checks, loss prevention, pre-employment screening, prevent employee theft, employee theft, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, assessment tests, job fit assessments, criminal record, reference check, applicant dishonesty, employee theft, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, criminal checks, national criminal checks, criminal background, education verification, employment verification, credential verification, motor vehicle report","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[75]=new Array("http://www.corporatecombat.com/entry2.html","Corporate Combat - Human Resources Training","Welcome to Corporate Combat™ Corporate Combat™ has been detecting and preventing business loss since 1972. We specialize in asset recovery and retention and have the credentials and track record to prove our effectiveness. Because we respect the time of our visitors we have developed several \"friendly \" sites. We highly suggest you visit CorporateCombat.com which is our comprehensive informational site, to get a full understanding of what Corporate Combat™ is, and what we offer our members. This site offers you a review of the essence of Corporate Combat™ and provides prices, benefits, features, and a \"side-by-side \" comparison of programs to help you in your decision-making process. Imagine calling your attorney, business consultant, or accountant, and asking him or her to charge you a small, flat fee no matter how many times you call and request their expert advice and opinions. In addition, imagine them discounting their other offerings as well. We actually posed this scenario in several seminars and received a hearty laugh every time. Well, we don \'t think it is really all that funny. That is why we are inviting you to join a unique and extraordinary program. The program is not imaginary --it is real and it will pay for itself-- so there is no reason not to join! Whether you are looking to conduct background checks , or you require consulting on sensitive issues such as fraud investigations or termination strategies, Corporate Combat™ can help you fast, easy, and very economically. Please keep in mind that we must set a limit on free consulting, discounts, and free Internet features. Why? It doesn \'t make good business sense to give away things for free to everyone, and the free features are not just for a \"limited time only \"-they are for the LIFE of the membership. We are recognizing those who enlist early with a member status of a \" Five-Star General \" (FSG \'s get all the free stuff.) This truly is a first-come, first-served opportunity. FSG membership positions are being filled quickly. If you have any questions about Corporate Combat, Inc., or would like to know how to become a member, call toll-free 877-226-6228 (USS-C-COMBAT). Home | About | Benefits | Products | FAQ \'s | Become A Member | Non-Members 5-star generals | Other Pricing | Guarantee | Search Types | Frontline | Rations Statistics | Confessions | Newsletter | Meet V.I.C. | TOUR Site | Free! Free! We are looking forward to you joining other members who \"Use the Site & Win the Fight!™ \"","Bill Urban, corporate combat, security background checks, loss prevention, pre-employment screening, prevent employee theft, employee theft, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, assessment tests, job fit assessments, criminal record, reference check, applicant dishonesty, employee theft, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, criminal checks, national criminal checks, criminal background, education verification, employment verification, credential verification, motor vehicle report","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[76]=new Array("http://www.corporatecombat.com/entry1.html","Corporate Combat - Employee Theft","Welcome to Corporate Combat™ Corporate Combat™ has been detecting and preventing business loss since 1972. We specialize in asset recovery and retention and have the credentials and track record to prove our effectiveness. Because we respect the time of our visitors we have developed several \"friendly \" sites. We highly suggest you visit CorporateCombat.com which is our comprehensive informational site, to get a full understanding of what Corporate Combat™ is, and what we offer our members. This site offers you a review of the essence of Corporate Combat™ and provides prices, benefits, features, and a \"side-by-side \" comparison of programs to help you in your decision-making process. Imagine calling your attorney, business consultant, or accountant, and asking him or her to charge you a small, flat fee no matter how many times you call and request their expert advice and opinions. In addition, imagine them discounting their other offerings as well. We actually posed this scenario in several seminars and received a hearty laugh every time. Well, we don \'t think it is really all that funny. That is why we are inviting you to join a unique and extraordinary program. The program is not imaginary --it is real and it will pay for itself-- so there is no reason not to join! Whether you are looking to conduct background checks , or you require consulting on sensitive issues such as fraud investigations or termination strategies, Corporate Combat™ can help you fast, easy, and very economically. Please keep in mind that we must set a limit on free consulting, discounts, and free Internet features. Why? It doesn \'t make good business sense to give away things for free to everyone, and the free features are not just for a \"limited time only \"-they are for the LIFE of the membership. We are recognizing those who enlist early with a member status of a \" Five-Star General \" (FSG \'s get all the free stuff.) This truly is a first-come, first-served opportunity. FSG membership positions are being filled quickly. If you have any questions about Corporate Combat, Inc., or would like to know how to become a member, call toll-free 877-226-6228 (USS-C-COMBAT). Home | About | Benefits | Products | FAQ \'s | Become A Member | Non-Members 5-star generals | Other Pricing | Guarantee | Search Types | Frontline | Rations Statistics | Confessions | Newsletter | Meet V.I.C. | TOUR Site | Free! Free! We are looking forward to you joining other members who \"Use the Site & Win the Fight!™ \"","Bill Urban, corporate combat, security background checks, loss prevention, pre-employment screening, prevent employee theft, employee theft, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, assessment tests, job fit assessments, criminal record, reference check, applicant dishonesty, employee theft, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, criminal checks, national criminal checks, criminal background, education verification, employment verification, credential verification, motor vehicle report","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[77]=new Array("http://www.corporatecombat.com/entry4.html","Corporate Combat - Pre-employment screening","Welcome to Corporate Combat™ Corporate Combat™ has been detecting and preventing business loss since 1972. We specialize in asset recovery and retention and have the credentials and track record to prove our effectiveness. Because we respect the time of our visitors we have developed several \"friendly \" sites. We highly suggest you visit CorporateCombat.com which is our comprehensive informational site, to get a full understanding of what Corporate Combat™ is, and what we offer our members. This site offers you a review of the essence of Corporate Combat™ and provides prices, benefits, features, and a \"side-by-side \" comparison of programs to help you in your decision-making process. Imagine calling your attorney, business consultant, or accountant, and asking him or her to charge you a small, flat fee no matter how many times you call and request their expert advice and opinions. In addition, imagine them discounting their other offerings as well. We actually posed this scenario in several seminars and received a hearty laugh every time. Well, we don \'t think it is really all that funny. That is why we are inviting you to join a unique and extraordinary program. The program is not imaginary --it is real and it will pay for itself-- so there is no reason not to join! Whether you are looking to conduct background checks , or you require consulting on sensitive issues such as fraud investigations or termination strategies, Corporate Combat™ can help you fast, easy, and very economically. Please keep in mind that we must set a limit on free consulting, discounts, and free Internet features. Why? It doesn \'t make good business sense to give away things for free to everyone, and the free features are not just for a \"limited time only \"-they are for the LIFE of the membership. We are recognizing those who enlist early with a member status of a \" Five-Star General \" (FSG \'s get all the free stuff.) This truly is a first-come, first-served opportunity. FSG membership positions are being filled quickly. If you have any questions about Corporate Combat, Inc., or would like to know how to become a member, call toll-free 877-226-6228 (USS-C-COMBAT). Home | About | Benefits | Products | FAQ \'s | Become A Member | Non-Members 5-star generals | Other Pricing | Guarantee | Search Types | Frontline | Rations Statistics | Confessions | Newsletter | Meet V.I.C. | TOUR Site | Free! Free! We are looking forward to you joining other members who \"Use the Site & Win the Fight!™ \"","Bill Urban, corporate combat, security background checks, loss prevention, pre-employment screening, prevent employee theft, employee theft, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, assessment tests, job fit assessments, criminal record, reference check, applicant dishonesty, employee theft, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, criminal checks, national criminal checks, criminal background, education verification, employment verification, credential verification, motor vehicle report","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[78]=new Array("http://www.corporatecombat.com/pdf/certification.pdf","certification.pdf","Subscriber Certification of Use For Employment ReportsFCRA Certifications and Release The company requesting Consumer Reports ( \"Subscriber \"), as such Consumer Reports are defined in 15 U.S.C. § 1681a(d), from provider of the Reports and/or Services and its third party data suppliers, (collectively referred to herein as  \"Provider \") certifies that the information is being requested for the purpose of evaluating a consumer for employment, promotion, reassignment or retention as an employee and will be used for no other purpose. In compliance with the Federal Credit Reporting Act as amended by the Consumer Credit Reporting Reform Act of 1996 (the  \"Act \"), ( \"Subscriber \") hereby certifies to Corporate Combat, Inc. ( \"CCI \") that it will comply with the following provisions: I. FCRA Certifications: 1. Subscriber will ensure that prior to procurement or causing the procurement of a consumer report or an investigative consumer report for employment purposes:a.b.A clear and conspicuous disclosure has been made in writing to the consumer at any time before the report is procured or caused to be procured, in a document that consists solely of the disclosure, that a consumer report may be obtained for employment purposes; and The consumer has authorized in writing the procurement of the report by the Subscriber.2. In using a consumer report or investigative consumer report for employment purposes, before taking any adverse action based in whole or in part on the report, the Subscriber shall provide to the consumer to whom the report relatesa. b.A copy of the report; and A description in writing of the rights of the consumer under this title, as prescribed by the Federal Trade Commission under 15 U.S.C. § 1681g(c)(3).3. The information from the consumer report or investigative consumer report will not be used in violation of any applicable federal or state equal employment opportunity law or regulation. Subscriber, when requesting Investigative Consumer Reports, as such Investigative Consumer Reports are defined in 15 U.S.C. § 1681a(e), through Provider certifies that:a.Subscriber will clearly and accurately disclose to the consumer that an Investigative Consumer Report including information as to his character, general reputation, personal characteristics, and mode of living, whichever are applicable, may be made, and such disclosure:1.2.Will be made in a writing mailed, or otherwise delivered, to the consumer, not later than three days after the date on which the report was first requested; and Will include a statement informing the consumer of his right to request the additional disclosures provided for under 15 U.S.C. § 1681g(c), as set forth in (B) below; andb. Subscriber will, upon written request made by the consumer within a reasonable period of time after the receipt by him of the disclosure required in (A) above, make a complete and accurate disclosure of the nature and scope of the investigation requested. The disclosure will be made in writing mailed, or otherwise delivered, to the consumer not later than five days after the date on which the request for such disclosure was received from the consumer or such report was first requested, whichever is the later. II. Release Subscriber will keep all reports, whether oral or written, strictly confidential and, except as required by law, reveal no information from reports to any person except the person reported on or a person whose duty requires him to participate in the decision for the transaction for which the report was ordered. Subscriber will request no information for the use of any other person except with the written permission of Provider. If the person reported on, or his representative, request report information, they will be referred by Provider for disclosure under the Fair Credit Reporting Act or other applicable laws. Furthermore, Subscriber will hold Provider and its third party data suppliers, affiliated companies, and the officers, agents, employees, and independent contractors of Provider and its affiliates companies and third party data suppliers harmless on account of any expense or damage resulting from the publishing by Subscriber or employees or agents of Subscriber of report information contrary to the conditions in this Agreement. Provider and its third party data suppliers make no warranties, express or implied, with respect to any services or reports sold or that have been supplied by Provider and/or its third party data suppliers, including warranties and fitness for purpose, merchantability or accuracy and customer releases Provider and its third party data suppliers from liability for any negligence in connection with the preparation of reports and from any loss or expense suffered by Subscriber resulting directly or indirectly from reports and/or services provided by Provider and/or its third party suppliers. As consideration for the normal price charged for such reports, requestor agrees that the liability of Provider and/or its third party suppliers shall by limited to the refund of any price paid for a report or service that proves to be inaccurate, incomplete or otherwise unsatisfactory to Subscriber. Subscriber agrees that Provider and/or its third party suppliers shall not be liable for any consequential, special, indirect or incidental damages arising out of, or connected with, any report furnished except to the extent otherwise provided herein. Subscriber hereby acknowledges receipt of Summary of Consumer Rights (I. FCRA Certifications) and (II. Release). (Name of Subscriber)_______________________________(Title)_____________________(Signature)_______________________________________ (Date)_____________________","null","null","");arrFiles[79]=new Array("http://www.corporatecombat.com/pdf/compliance.pdf","compliance.pdf","Obligations of Users Under The FCRAThis document also is in a form prescribed by the Federal Trade Commission. It summarizes the obligations and responsibilities of persons who use consumer and investigative consumer reports. You are not required to give a copy of this document to anyone; it is included solely as a reference for you. Please read this document and retain it in your files. NOTICE TO USERS OF CONSUMER REPORTS: OBLIGATIONS OF USERS UNDER THE FCRA The federal Fair Credit Reporting Act (FCRA) requires that this notice be provided to inform users of consumer reports of their legal obligations. State law may impose additional requirements. This first section of this summary sets forth the responsibilities imposed by the FCRA on all users of consumer reports. The subsequent sections discuss the duties of users of reports that contain specific types of information, or that are used for certain purposes, and the legal consequences of violations. The FCRA, 15 U.S.C. 1681-1681u, is set forth in full at the Federal Trade Commission \'s Internet web site (http://www.ftc.gov). I. OBLIGATIONS OF ALL USERS OF CONSUMER REPORTS A. Users Must Have a Permissible Purpose Congress has limited the use of consumer reports to protect consumers \' privacy. All users must have a permissible purpose under the FCRA to obtain a consumer report. Section 604 of the FCRA contains a list of the permissible purposes under the law. These are: · As ordered by a court or a federal grand jury subpoena. Section 604(a)(1) · As instructed by the consumer in writing. Section 604(a)(2) · For the extension of credit as a result of an application from a consumer, or the review or collection of a consumer \'s account. Section 604(a)(3)(A) ·For employment purposes, including hiring and promotion decisions, where the consumer has given written permission. Sections 604(a)(3)(B) and 604(b) · For the underwriting of insurance as a result of an application from a consumer. Section 604(a)(3)(C) · When there is a legitimate business need, in connection with a business transaction that is initiated by the consumer. Section 604(a)(3)(F)(i) · To review a consumer \'s account to determine whether the consumer continues to meet the terms of the account. Section 604(a)(3)(F)(ii) · To determine a consumer \'s eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant \'s financial responsibility or status. Section 604(a)(3)(D) · For use by a potential investor or servicer, or current insurer, in a valuation or assessment of the credit or prepayment risks associated with an existing credit obligation. Section 604(a)(3)(E) · For use by state and local officials in connection with the determination of child support payments, or modifications and enforcement thereof. Sections 604(a)(4) and 604(a)(5) In addition, creditors and insurers may obtain certain consumer report information for the purpose of making unsolicited offers of credit or insurance. The particular obligations of users of this  \"prescreened \" information are described in Section V below. B. Users Must Provide Certifications Section 604(f) of the FCRA prohibits any person from obtaining a consumer report from a consumer reporting agency (CRA) unless the person has certified to the CRA (by a general or specific certification, as appropriate) the permissible purpose(s) for which the report is being obtained and certifies that the report will not be used for any other purpose. C. Users Must Notify Consumers When Adverse Actions Are Taken The term  \"adverse action \" is defined very broadly by Section 603 of the FCRA.  \"Adverse actions \" include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact -- such as unfavorably changing credit or contract terms or conditions, denying or canceling credit or insurance, offering credit on less favorable terms than requested, or denying employment or promotion. 1. Adverse Actions Based on Information Obtained From a CRA If a user takes any type of adverse action that is based at least in part on information contained in a consumer report, the user is required by Section 615(a) of the FCRA to notify the consumer. The notification may be done in writing, orally, or by electronic means. It must include the following: · The name, address, and telephone number of the CRA (including a toll-free telephone number, if it is a nationwide CRA) that provided the report.· A statement that the CRA did not make the adverse decision and is not able to explain why the decision was made. · A statement setting forth the consumer \'s right to obtain a free disclosure of the consumer \'s file from the CRA if the consumer requests the report within 60 days. · A statement setting forth the consumer \'s right to dispute directly with the CRA the accuracy or completeness of any information provided by the CRA. 2. Adverse Actions Based on Information Obtained From Third Parties Who Are Not Consumer Reporting Agencies If a person denies (or increases the charge for) credit for personal, family, or household purposes based either wholly or partly upon information from a person other than a CRA, and the information is the type of consumer information covered by the FCRA, Section 615(b)(1) of the FCRA requires that the user clearly and accurately disclose to the consumer his or her right to obtain disclosure of the nature of the information that was relied upon by making a written request within 60 days of notification. The user must provide the disclosure within a reasonable period of time following the consumer \'s written request. 3. Adverse Actions Based on Information Obtained From Affiliates If a person takes an adverse action involving insurance, employment, or a credit transaction initiated by the consumer, based on information of the type covered by the FCRA, and this information was obtained from an entity affiliated with the user of the information by common ownership or control, Section 615(b)(2) requires the user to notify the consumer of the adverse action. The notification must inform the consumer that he or she may obtain a disclosure of the nature of the information relied upon by making a written request within 60 days of receiving the adverse action notice. If the consumer makes such a request, the user must disclose the nature of the information not later than 30 days after receiving the request. (Information that is obtained directly from an affiliated entity relating solely to its transactions or experiences with the consumer, and information from a consumer report obtained from an affiliate are not covered by Section 615(b)(2).) II. OBLIGATIONS OF USERS WHEN CONSUMER REPORTS ARE OBTAINED FOR EMPLOYMENT PURPOSES If information from a CRA is used for employment purposes, the user has specific duties, which are set forth in Section 604(b) of the FCRA. The user must: · Make a clear and conspicuous written disclosure to the consumer before the report is obtained, in a document that consists solely of the disclosure, that a consumer report may be obtained. · Obtain prior written authorization from the consumer. · Certify to the CRA that the above steps have been followed, that the information being obtained will not be used in violation of any federal or state equal opportunity law or regulation, and that, if any adverse action is to be taken based on the consumer report, a copy of the report and a summary of the consumer \'s rights will be provided to the consumer. · Before taking an adverse action, provide a copy of the report to the consumer as well as the summary of the consumer \'s rights. (The user should receive this summary from the CRA, because Section 604(b)(1)(B) of the FCRA requires CRAs to provide a copy of the summary with each consumer report obtained for employment purposes.) III. OBLIGATIONS OF USERS OF INVESTIGATIVE CONSUMER REPORTS Investigative consumer reports are a special type of consumer report in which information about a consumer \'s character, general reputation, personal characteristics, and mode of living is obtained through personal interviews. Consumers who are the subjects of such reports are given special rights under the FCRA. If a user intends to obtain an investigative consumer report, Section 606 of the FCRA requires the following: · The user must disclose to the consumer that an investigative consumer report may be obtained. This must be done in a written disclosure that is mailed, or otherwise delivered, to the consumer not later than three days after the date on which the report was first requested. The disclosure must include a statement informing the consumer of his or her right to request additional disclosures of the nature and scope of the investigation as described below, and must include the summary of consumer rights required by Section 609 of the FCRA. (The user should be able to obtain a copy of the notice of consumer rights from the CRA that provided the consumer report.) · The user must certify to the CRA that the disclosures set forth above have been made and that the user will make the disclosure described below. · Upon the written request of a consumer made within a reasonable period of time after the disclosures required above, the user must make a complete disclosure of the nature and scope of the investigation that was requested. This must be made in a written statement that is mailed, or otherwise delivered, to the consumer no later than five days after the date on which the request was received from the consumer or the report was first requested, whichever is later in time. IV. OBLIGATIONS OF USERS OF CONSUMER REPORTS CONTAINING MEDICAL INFORMATION Section 604(g) of the FCRA prohibits consumer reporting agencies from providing consumer reports that contain medical information for employment purposes, or in connection with credit or insurance transactions, without the specific prior consent of the consumer who is the subject of the report. In the case of medical information being sought for employment purposes, the consumer must explicitly consent to the release of the medical information in addition to authorizing the obtaining of a consumer report generally.V. OBLIGATIONS OF USERS OF  \"PRESCREENED \" LISTS The FCRA permits creditors and insurers to obtain limited consumer report information for use in connection with unsolicited offers of credit or insurance under certain circumstances. Sections 603(l), 604(c), 604(e), and 615(d) This practice is known as  \"prescreening \" and typically involves obtaining a list of consumers from a CRA who meet certain preestablished criteria. If any person intends to use prescreened lists, that person must (1) before the offer is made, establish the criteria that will be relied upon to make the offer and to grant credit or insurance, and (2) maintain such criteria on file for a three-year period beginning on the date on which the offer is made to each consumer. In addition, any user must provide with each written solicitation a clear and conspicuous statement that: · Information contained in a consumer \'s CRA file was used in connection with the transaction. · The consumer received the offer because he or she satisfied the criteria for credit worthiness or insurability used to screen for the offer. · Credit or insurance may not be extended if, after the consumer responds, it is determined that the consumer does not meet the criteria used for screening or any applicable criteria bearing on credit worthiness or insurability, or the consumer does not furnish required collateral. The consumer may prohibit the use of information in his or her file in connection with future prescreened offers of credit or insurance by contacting the notification system established by the CRA that provided the report. This statement must include the address and toll-free telephone number of the appropriate notification system. VI. OBLIGATIONS OF RESELLERS Section 607(e) of the FCRA requires any person who obtains a consumer report for resale to take the following steps: · Disclose the identity of the end-user to the source CRA. · Identify to the source CRA each permissible purpose for which the report will be furnished to the end-user. · Establish and follow reasonable procedures to ensure that reports are resold only for permissible purposes, including procedures to obtain: (1) the identity of all end-users; (2) certifications from all users of each purpose for which reports will be used; and (3) certifications that reports will not be used for any purpose other than the purpose(s) specified to the reseller. Resellers must make reasonable efforts to verify this information before selling the report. VII. LIABILITY FOR VIOLATIONS OF THE FCRA Failure to comply with the FCRA can result in state or federal enforcement actions, as well as private lawsuits. Sections 616, 617, and 621. In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. Section 619A Summary of Your (Applicant \'s) Rights Under the Fair Credit Reporting ActThis document is in a form prescribed by the Federal Trade Commission. You may make copies of this document for your use. As noted above, this document must be provided to the applicant or employee if you intend to take any adverse action against him or her. The federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness, and privacy of information in the files of every  \"consumer reporting agency \" (CRA). Most CRAs are credit bureaus that gather and sell information about you -- such as if you pay your bills on time or have filed bankruptcy -- to creditors, employers, landlords, and other businesses. You can find the complete text of the FCRA, 15 U.S.C. 1681-1681u, at the Federal Trade Commission \'s web site (http://www.ftc.gov). The FCRA gives you specific rights, as outlined below. You may have additional rights under state law. You may contact a state or local consumer protection agency or a state attorney general to learn those rights. · You must be told if information in your file has been used against you. Anyone who uses information from a CRA to take action against you -- such as denying an application for credit, insurance, or employment -- must tell you, and give you the name, address, and phone number of the CRA that provided the consumer report. · You can find out what is in your file. At your request, a CRA must give you the information in your file, and a list of everyone who has requested it recently. There is no charge for the report if a person has taken action against you because of information supplied by the CRA, if you request the report within 60 days of receiving notice of the action. You also are entitled to one free report every twelve months upon request if you certify that (1) you are unemployed and plan to seek employment within 60 days, (2) you are on welfare, or (3) your report is inaccurate due to fraud. Otherwise, a CRA may charge you up to eight dollars.· You can dispute inaccurate information with the CRA. If you tell a CRA that your file contains inaccurate information, the CRA must investigate the items (usually within 30 days) by presenting to its information source all relevant evidence you submit, unless your dispute is frivolous. The source must review your evidence and report its findings to the CRA. (The source also must advise national CRAs -- to which it has provided the data -- of any error.) The CRA must give you a written report of the investigation, and a copy of your report if the investigation results in any change. If the CRA \'s investigation does not resolve the dispute, you may add a brief statement to your file. The CRA must normally include a summary of your statement in future reports. If an item is deleted or a dispute statement is filed, you may ask that anyone who has recently received your report be notified of the change. · Inaccurate information must be corrected or deleted. A CRA must remove or correct inaccurate or unverified information from its files, usually within 30 days after you dispute it. However, the CRA is not required to remove accurate data from your file unless it is outdated (as described below) or cannot be verified. If your dispute results in any change to your report, the CRA cannot reinsert into your file a disputed item unless the information source verifies its accuracy and completeness. In addition, the CRA must give you a written notice telling you it has reinserted the item. The notice must include the name, address and phone number of the information source. · You can dispute inaccurate items with the source of the information. If you tell anyone -- such as a creditor who reports to a CRA -that you dispute an item, they may not then report the information to a CRA without including a notice of your dispute. In addition, once you \'ve notified the source of the error in writing, it may not continue to report the information if it is, in fact, an error. · Outdated information may not be reported. In most cases, a CRA may not report negative information that is more than seven years old; ten years for bankruptcies. · Access to your file is limited. A CRA may provide information about you only to people with a need recognized by the FCRA -usually to consider an application with a creditor, insurer, employer, landlord, or other business. · Your consent is required for reports that are provided to employers, or reports that contain medical information. A CRA may not give out information about you to your employer, or prospective employer, without your written consent. A CRA may not report medical information about you to creditors, insurers, or employers without your permission. · You may choose to exclude your name from CRA lists for unsolicited credit and insurance offers. Creditors and insurers may use file information as the basis for sending you unsolicited offers of credit or insurance. Such offers must include a toll-free phone number for you to call if you want your name and address removed from future lists. If you call, you must be kept off the lists for two years. If you request, complete, and return the CRA form provided for this purpose, you must be taken off the lists indefinitely. · You may seek damages from violators. If a CRA, a user or (in some cases) a provider of CRA data, violates the FCRA, you may sue them in state or federal court. The FCRA gives several different federal agencies authority to enforce the FCRA: FOR QUESTIONS OR CONCERNS REGARDING: (CRAs, creditors and others not listed below) Federal Trade Commission Consumer Response Center - FCRA Washington, DC 20580 Phone: 202-326-3761 National banks, federal branches/agencies of foreign banks (word  \"National \" or initials  \"N.A. \" appear in or after bank \'s name) Office of the Comptroller of the Currency Compliance Management, Mail Stop 6-6 Washington, DC 20219 Phone: 800-613-6743 Federal Reserve System member banks (except national banks, and federal branches/agencies of foreign banks) Federal Reserve Board Division of Consumer & Community Affairs Washington, DC 20551 Phone: 202-452-3693 Savings associations and federally chartered savings banks (word  \"Federal \" or initials  \"F.S.B. \" appear in federal institution \'s name) Office of Thrift Supervision Consumer Programs Washington, DC 20552 Phone: 800-842-6929 Federal credit unions (words  \"Federal Credit Union \" appear in institution \'s name) National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Phone: 703-518-6360 State-chartered banks that are not members of the Federal Reserve System Federal Deposit Insurance Corporation Division of Compliance & Consumer Affairs Washington, DC 20429 Phone: 800-934-FDIC Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission Department of Transportation Office of Financial Management Washington, DC 20590 Phone: 202-366-1306 Activities subject to the Packers and Stockyards Act, 1921 Department of Agriculture Office of Deputy Administrator - GIPSA Washington, DC 20250 Phone: 202-720-7051","null","null","");arrFiles[80]=new Array("http://www.corporatecombat.com/feature3.htm","Features of Corporate Combat","Sample of Corporate Combat \'s \" V irtual I nvestigative C onsultant! \" Interpret body language & unmask deception. Q: What is the difference between a minor and major gesture and how do they relate? A: When a major gesture is made, such as a shift in the suspect \'s torso or gross movements of the head or limbs, look for a SMALLER gesture or mannerism to accompany it. The smaller gesture is usually in the form of a facial expression. The major body gesture is often done to MASK the facial expression the suspect is attempting to hide. Pay careful attention to what was said that caused such a reaction and remain on that theme or line of questioning. Be aware that a suspect who thinks you might have caught on to his or her \"shifting \" of position may \"complain \" of having a bad back or that the chair is uncomfortable. This is likely a VERBAL masking. Investigate fraud with pin-point accuracy. Q: Is there a memory technique that will remind me of the guidelines I must adhere to in order to conduct a thorough and effective investigation? A: S.O.L.I.D. = Secure + Observe + Listen + Identify + Document. S.O.L.I.D. is a memory device to remind you of five investigative guidelines. Although they are usually done in sequence, these five can be fulfilled in any order, but you need to include all five in your investigation. Conduct productive integrity interviews. Q: What is the best way to develop an interview theme? A: Develop a theme by STUDYING the methods (evidence) a suspect uses when committing a theft. The more complicated the methods, the more finesse you should apply to the making and delivery of the theme; the less complicated the methods, the less finesse needed. Take into consideration how long the suspect has been employed. Develop your theme using a different \"battle plan \" when preparing to confront and interview a person who has \"been around \" a long time versus someone who is a recent hire. The person who has been around is likely to sense when and if you are bluffing or where the theme is leading, since he or she \"knows \" their company so well (e.g., \"My boss would never allow me to remain here if he had real proof I was stealing \" versus the person who is recently employed who thinks \"I didn \'t realize that this company had such a sophisticated loss prevention program-looks like they got me. \") Engage in \"out-of-the-box \" thinking. Q: How should I \"act \" while I am in the process of investigating a suspect? A: One way to lure a thief to the surface is to \"act \" NAIVE. When a thief believes you are gullible, he or she will make mistakes, sometimes very obvious ones. A thief is often ARROGANT and has an attitude that he or she is clever. Develop legal & effective policies. Q: How important are words in your handbook such as: You \"will \" be terminated vs. You \"may \" be terminated? A: Use MAY statements in the handbook such as \"Violations of this nature may result in termination. \" The following key words in one specific policy statement lost in court: \"If an employee has violated a company policy, the following procedure will apply. \" (MN Supreme Court, April 29, 1983.) If your employee handbook promises that certain procedures will be followed BEFORE an employee is discharged, then your disciplinary policy contains sufficient definite language to form an offer of a unilateral contract. Apply sure-fire termination strategies. Q: What is the best day of the week to terminate an employee?	A: Terminate the employee on a Monday or Tuesday to allow him or her the remainder of that week to be actively looking for another job. If you terminate a person on a Thursday or Friday, he or she has the entire weekend to \"stew \" over the reasons for being fired and may be thinking more of suing for wrongful discharge than looking for another job. Learn about courtroom tactics & procedures. Q: Why is it important to listen carefully to the words that a defense attorney uses during his or her questioning? A: A question can imply something you may not note. Listen carefully to the WORDS that the defense attorney uses during questioning that are meant to make you appear less than professional or ethical to those listening. For example the defense attorney may ask you \"How did Joe react emotionally after you extracted his statement from him? \" You may reply matter-of factly, \"Joe appeared calm, and he did show remorse. \" Although you didn \'t pay attention to the word \"EXTRACTED, \" which means to \"draw or pull out by force, \" the jury may envision you using rubber hoses and bright lights to \"force \" a confession. Listen carefully to the question, and ask for clarification in such an example as the one above. For example, ask what he or she means by the word \"extracted \" before you say \"Joe appeared calm…. \" This reaction (which demonstrates keen listening) from you will gain you more respect as a witness and the defense may \"lighten up \" on you. [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota.","null","null","");arrFiles[81]=new Array("http://www.corporatecombat.com/pdf/release.pdf","release.pdf","Authorization for Release of Information INSTRUCTIONS: Please PRINT CLEARLY. It is important that this form is FILLED OUT ACCURATELY and COMPLETELY. Errors and/or omissions on this form can result in significant delays or termination of the application process. Order Number: Company: Requester: Phone: Fax: E-Mail:NOTICE TO APPLICANTS: The information requested below is for the sole purpose of conducting abackground investigation that includes, among other things, a criminal records check. The existence of a prior criminal record will not necessarily make you ineligible for employment. It is our policy to evaluate any adverse information obtained in the background investigation based on a range of factors including, but not limited to, employment history and the time, nature, and job-relatedness of the offense. The information on this form, along with the final report, will be held in confidence. Information regarding age, sex, race, religion, national origin and disability will not be a factor in any employment decision including, but not limited to, hiring, promotion, evaluation, compensation or termination. First Name Middle Name Last NameMaiden or Other Names Formerly Used (Mother \'s Maiden Name Outside USA and Canada) Date Last Used - Month/ YearDate of Birth Social Security Number/Social Insurance Number (Canada)Do you have a Valid Driver \'s License? Drivers License Number StateCurrent AddressCity/Province/Town/Village CountyState/Country Zip/Postal Code Home PhoneI certify that the information given on this background investigation form is true and complete to the best of my knowledge. I understand that should any statement I have made prove false, misleading, or erroneous that my application for employment may be rejected, or if employed, I may be discharged immediately. I hereby authorize this company, its corporate affiliates, its employees, its authorized agents and representatives to verify all information contained in this form or in my application and to inquire into my character, general reputation, personal characteristics and mode of living. I further understand that should I accept an offer of employment, the company may have need to update this information or conduct subsequent investigations from time to time during my employment, and I expressly authorize such acts. I understand that this background investigation may include the checking of sources such as: ? PREVIOUS EMPLOYERS ? CREDIT INFORMATION ? DRIVING RECORDS ? FEDERAL, STATE, AND COUNTY CRIMINAL HISTORY RECORDS ? EDUCATIONAL INSTITUTIONS ? PROFESSIONAL LICENSING AUTHORITIES ? CHILD WELFARE AGENCIES ? AND ANY OTHER RECORD REPOSITORY THAT IS DEEMED NECESSARY TO COMPLETE INVESTIGATION I hereby release this company, its corporate affiliates, its employees, its authorized agents and representatives and all others involved in this background investigation from any liability in connection with any information they give or gather, and any decisions made concerning my employment based on such information. I understand that any offer of employment I receive is contingent upon the successful completion of the background investigation. I further understand that I have a right, under Section 606(B) of the Fair Credit Reporting Act, to make a written request to this company within a reasonable period of time for a complete and accurate disclosure of the nature and scope of the investigation requested.______________________________________________ Please Sign on above line __________________________ Date","null","null","");arrFiles[82]=new Array("http://www.corporatecombat.com/backgroundchecks.html","Corporate Combat","Background Checks Background Checks are the most important elements of the hiring process-period! No other part of the hiring process can be as cost efficient if performed-or costly if not performed. Cost efficient by reducing the risk of hiring individuals with a history of theft, violence, drugs, sexual harassment, etc. Costly-as in failure to conduct Background checks and being sued for negligent hiring and retention. Our background checks include criminal records, credit reports, motor vehicle records, social security number verification, civil records, bankruptcy, liens, judgments, collection items, education verification, employment history, plus many others. FREE newsletter on preventing employee theft & fraud! Conduct complete background checks & apply loss prevention, human resources, & pre-employment screening solutions that stop employee theft & problem employees! Corporate Combat offers a fully functional on-line order and retrieval system that enables our clients to conduct background checks throughout the United States as well as Internationally, and retrieve up-to-date results through a secure web browser-very easily! You will never be provided with stored criminal information that is generally 30 - 90 days old. How important are Background checks ? Consider these facts: A bad hire costs between 1 and 2 times the annual income of the position in question. Negligent hiring suits result in awards averaging more than $1 million. Theft by employees equals $70 millions a DAY! Please review the rest of this site for highly informative information about products and services essential to the success of any type of business. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[83]=new Array("http://www.corporatecombat.com/demosite/demosite.cfm","Corporate Combat Demo Site","Corporate Combat Inc NOTICE: All information entered below will be confidential and wil not be distributed to any other companies for any purpose. To log on, enter your name, company name and email below, then click on	the Submit button. Name: Company: Email: Due to the nature of our online system, and its heavy dependence upon web technologies, such as Javascript, we can only support Microsoft Internet Explorer 4.0 and later and Netscape 4.x browsers at this time. The site has been optimized to run on Internet Explorer. If you do not have this browser, you may download it from the following link. Microsoft Internet Explorer Copyright © 2000 All Rights Reserved. This site best viewed with Internet Explorer 4.0 or better, and at a resolution of 800 X 600 with 16 bit color.","null","null","");arrFiles[84]=new Array("http://www.corporatecombat.com/confession3.htm","Corporate Combat - Employee Theft","Actual Hand-written Confession 2 from Pharmacist Implicated in Confession 1 Click here to see a partial text version and analysis of this confession. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[85]=new Array("http://www.corporatecombat.com/employee_theft.html","Corporate Combat - Employee Theft","Employee Theft Employee theft at the workplace is a fact of life, with much of it being committed through stealth. Workplace crimes cost jobs, affect pay raises and profits. In short, they cost honest employees money. If you can help save your company or organization money, it \'s good for you, your honest co-workers, stockholders, owners, and the community. Employee theft , shoplifting, administrative error and vendor fraud continue to rob the nation \'s retailers of billions of dollars, which translates into higher consumer prices and cost the nation \'s retailers nearly $26 billion annually, according to a recently released National Retail Security Survey. Also, the Department of Commerce concludes that one third of all business failures have been linked to losses from Employee theft . Employee theft is preventable. No program will stop all theft-there are career thieves. These employees have a clear goal to steal and commit fraud within the workplace. Do they get caught? Yes. Do some of them get away with it? Yes. The goal is to prevent and minimize Employee theft as much as possible, and it begins with the proper awareness and education of this complex area of deception. Learn one background check technique that costs nothing & stops thieves dead in their tracks! Loss prevention should be simple! CLICK HERE for FREE tips to prevent theft & fraud! Please review the rest of this site for highly informative information about products and services essential to the success of any type of business. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[86]=new Array("http://www.corporatecombat.com/loss_prevention_solutions.html","Corporate Combat - Employee Theft","Loss Prevention Solutions Loss prevention solutions begin with knowledge-and knowledge is power! Today a business requires a command center complete with on-line consulting, training, and investigative services that will provide loss prevention solutions when they are needed-not when it is too late. Now it is possible to have access to literally thousands of up-to-date loss prevention solutions dealing with topics that include fraud, decision-making, behavior analysis, hiring, firing, interrogations, advanced integrity interviewing, courtroom tactics, shoplifting, loss prevention policy, investigation, leadership and much more. Loss prevention solutions are often the result of unique knowledge-like the \"secrets \" and \"methods and techniques \" used by the dishonest employees themselves. In today \'s business, the owner, manager, or supervisor cannot be denied access to applicable laws, news articles, employment forms, and numerous investigative tools that will provide unique loss prevention solutions to complex internal theft, fraud, and behavioral issues. Knowledge comes from experienced experts-those who commit the business crimes and educate you through their actual hand-written confessions, and those who detect, apprehend, and interrogate the wrongdoers. CLICK HERE for FREE loss prevention techniques on interviewing, investigating, & analyzing behavior! Nearly 30 years of proven results! Conduct thorough, complete, & legal background checks! Stop employee theft & fraud! Please review the rest of this site for highly informative information about products and services essential to the success of any type of business. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[87]=new Array("http://www.corporatecombat.com/human_resources_training.html","Corporate Combat - Human Resources Training","Human Resources Training Human resources training includes more than just knowing what does and doesn \'t belong in an employee \'s personnel file. Human resources training must include loss prevention strategies that deal with the complex nature of white-collar corporate theft and fraud. When is the appropriate time to confront an employee suspected of committing fraud? How should the suspect be confronted? Is one time and day better than another? How do you prepare for dealing with fraud? What if the suspect is a long-term vs. a short-term employee? Should the suspect be allowed to resign? What are the chances you will be sued by the thief? What can be done to prevent being sued? These and hundreds of other questions and concerns are all part of Human resources training . What policies and procedures are in place to deal with complex employee issues? Expand Human resources training . Information revealed on loss prevention strategies that work. Incredible results using simple techniques that prevent theft. Human resources training must prepare the HR person to deal with the hotheaded employee as well as the employees who remain behind after a \"shake-up \" has taken place within the organization. It is important that all those in the decision-making process be included in various aspects of Human resources training to ensure consistent application of company policy. CLICK HERE for FREE tips on avoiding lawsuits! Please review the rest of this site for highly informative information about products and services essential to the success of any type of business. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","Bill Urban, corporate combat, security background checks, loss prevention, pre-employment screening, prevent employee theft, employee theft, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, assessment tests, job fit assessments, criminal record, reference check, applicant dishonesty, employee theft, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, criminal checks, national criminal checks, criminal background, education verification, employment verification, credential verification, motor vehicle report","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[88]=new Array("http://www.corporatecombat.com/confession4.htm","Corporate Combat - Employee Theft","Text Version of Hand-written Confession 2 Click here to return to the first confession page. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[89]=new Array("http://www.corporatecombat.com/pre-employment_screening.html","Corporate Combat - Pre-employment Screening","Pre-employment Screening Pre-employment screening is no longer a luxury, but rather a matter of necessity. With negligent hiring and vicarious liability lawsuits in fashion, it has become mandatory, by case law, that employees be carefully screened prior to hiring. At a minimum, a criminal records, credit report, and motor vehicle search should be made. Other Pre-employment screening tools include: social security number verification, civil records, liens, judgments, education and employment verification. Pre-employment screening goes well beyond simple verification of an applicant \'s dates of employment. This may have been the \"norm \" of the past, but it doesn \'t come close to meeting the high standards expected in today \'s hiring practices. Success in business depends on hiring the right people. FREE strategies & FREE consultation on preventing employee theft & fraud using background checks, Pre-employment screening , & loss prevention techniques. Hire the best, avoid the rest! If an employer fails to search previous criminal activity and an employee commits a crime on the job after having a prior criminal history, the employer can be held liable. An effective Pre-employment screening program can prevent this type of negligence that can lead to devastating lawsuits. With theft being the number one crime in America and on the rise, and an ever-widening fear of workplace violence, not to mention a serious shortage of honest, qualified people, the reasons for Pre-employment screening are clear. Please review the rest of this site for highly informative information about products and services essential to the success of any type of business. Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","employee theft, criminal background, criminal background check, criminal background,loss prevention, pre-employment screening, prevent employee theft, criminal record, criminal checks, employee theft prevention, public records search, locate people, locate missing people, criminal records, criminal history, court records, criminal background, criminal background check, criminal check, criminal records, background check, background checks, pre-employment screening, employment screening, reference check, education verification, employment verification, assessment tests, job fit assessments, applicant dishonesty, workplace fraud, workers  compensation fraud, social security number fraud, ssn fraud, fraud, trace address, drivers license fraud, national criminal checks, security background checks, credential verification, motor vehicle report, Bill Urban, corporate combat,","Bill Urban - Corporate Combat, background checks, loss prevention, human resources & pre-employment screening for preventing employee theft","");arrFiles[90]=new Array("http://www.corporatecombat.com/confessions.html","Confession","--- Actual Hand-written Confession 1 (--------------- = name of pharmacist that this thief implicated in fraudulent activities) Click here to see a partial text version and analysis of this confession. [ Home ][ Features ][ Benefits of Membership ][ About Corporate Combat ] [ Contact Corporate Combat ][ Background Checks ][ Confession Analysis ][ Fraud Statistics ] [ Meet V.I.C. ][ Quiz ][ Special Offer! ][ Tour of Member Site ] Corporate Combat and V.I.C. are trademarks of Loss Prevention Specialists, Inc. of Minnesota. --- Join Options Demo E-Mail What \'s New? | Contact Us | Privacy & Terms of Use | Sitemap Copyright © Corporate Combat Inc.","null","null","");fileNum=91;